Middlesex County and Acton Town property record for 22 Hosmer St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,888 sqft · built 1957 |
| Lot Size | 0.461 acres (20,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Aug 2014) |
| Tax Bill | $13,111 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G4 B:0045 L:0000 |
| Primary APN | ACTO M:00G4 B:0045 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 3,878 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,100 sqft (0.461 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 22 HOSMER ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 45 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G4 B:0045 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 HOSMER ST, ACTON, MA 01720-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Nov 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Sep 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2014 · Amount on Record |
| Deed Sale | Aug 01, 2014 · Amount on Record |
| Prior Sale | Aug 23, 2010 · Amount on Record |
| Deed Book / Page | 64019 / 369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 HOSMER ST, ACTON, MA 01720-5533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079533-278 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 79533/278 |
| Instrument | 7693 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 HOSMER ST, ACTON, MA 01720-5533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079061-324 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 79061/324 |
| Instrument | 240779 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 HOSMER ST, ACTON, MA 01720-5533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79061-324 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 79061/324 |
| Instrument | 240779 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 HOSMER ST, ACTON, MA 01720-5533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75554-351 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 75554/351 |
| Instrument | 156122 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,111.00 (+6.85%) | $764,500 (+3.86%) Land $313,800 Building $450,700 | $917,510 (+6.45%) |
| 2024 | $12,271.00 (+2.62%) | $736,100 (+8.09%) Land $313,800 Building $422,300 | $861,935 |
| 2023 | $11,958.00 | $681,000 Land $285,000 Building $396,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 139 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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