Campbell County property record for 22 Holmes Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,272 sqft · built 1910 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,000 (Aug 2020) |
| Tax Bill | $900 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-13-524.00 |
| Primary APN | 999-99-13-524.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,250 sqft (0.235 acres) |
| Lot Dimensions | 205 ft deep x 50 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999913524.00 |
|---|---|
| Street Address | 22 HOLMES AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 GREENHOLZ OF LOT E F G HOLMES 50 X 205 |
| Legal Subdivision | GREENHOLZ |
| Legal Lot Number | E |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 52302 |
22 Holmes Ave is owned and occupied by an individual who bought it in August 2020.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 22 HOLMES AVE, FORT THOMAS, KY 41075-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit MISSION LOANS LLC |
| Aug 19, 2020 | Deed, Transfer · Conventional Mortgage TRADITIONAL BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on File |
| Deed Sale | Aug 19, 2020 · Amount on File |
| Prior Sale | Mar 9, 2016 |
| Deed Document Number | 5115392 |
| Deed Book / Page | D815 / 826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 22 HOLMES AVE, FORT THOMAS, KY 41075-1805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005333883 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | M2410/791 |
| Instrument | 5333883 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 19, 2020 |
| Property Address | 22 HOLMES AVE, FORT THOMAS, KY 41075-1805 |
| Document Number | 0005115392 |
| Book / Page | D815 / 826 |
| Map Reference | MB 7 PG 51 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 5115392 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 MARIAN DR, 31, FORT THOMAS, KY 41075-1254 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 22 HOLMES AVE, FORT THOMAS, KY 41075-1805 |
| Document Number | 0005115393 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 5115393 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 22 Holmes Ave was $900.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $900.00 | $244,000 Land $35,000 Building $209,000 | $244,000 Land $35,000 Building $209,000 |
| 2023 | $963.00 (-2.53%) | $244,000 (-) Land $35,000 Building $209,000 | $244,000 (-) Land $35,000 Building $209,000 |
| 2022 | $988.00 | $244,000 Land $35,000 Building $209,000 | $244,000 Land $35,000 Building $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Holmes Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Holmes Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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