Morris County and Madison Borough property record for 22 Hillcrest Rd, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 3,613 sqft · built 1920 |
| Lot Size | 0.392 acres (17,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,225,000 (Jan 2023) |
| Tax Bill | $23,513 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2018 Line of Credit + 4 more |
| APN | 17-04203-0000-00021 |
| Primary APN | 17-04203-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,613 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 17,062 sqft (0.392 acres) |
| Lot Dimensions | 216 ft deep x 79 ft wide |
| Old Parcel Number | 1700080000000009B |
|---|---|
| Street Address | 22 HILLCREST RD |
| City | MADISON |
| State | NJ |
| Zip | 07940-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | HILLCREST PARK |
| Legal Block | 4203 |
| Legal Lot Number | 21 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43100 |
Source: Morris County and Madison Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Sep 9, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 28, 2020 | Deed of Trust, Construction Loan · Construction Mortgage JOHN R JR & SUSAN L FERRARO |
| Mar 18, 2020 | Grant Deed, Transfer COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Jan 16, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST HM BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Sep 9, 2020 · Amount on Record |
| Deed Document Number | 20231044 |
| Deed Book / Page | 24552 / 1869 |
| Prior Transfer Date | Dec 22, 2014 |
| Prior Transfer Doc | 0226441187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 10, 2023 |
| Property Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 0245521869 |
| Book / Page | 24552 / 1869 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2023001044 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,547.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Name | Verified Name |
|---|---|
| Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 2023001045 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2023001045 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ISGN |
| Name | Verified Name |
|---|
| Document Number | 0233241548 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 23324/1548 |
| Instrument | 2018019300 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Sep 9, 2020 |
| Property Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 0238681477 |
| Book / Page | 23868 / 1477 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020061829 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | REALSAFE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,389.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 CONDIT RD, 31, MOUNTAIN LAKES, NJ 07046-1226 |
| Name | Verified Name |
|---|---|
| Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 2020061830 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020061830 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | May 28, 2020 |
| Property Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 0237820845 |
| Book / Page | 023782 / 000845 |
| Instrument Date | May 20, 2020 |
| Instrument | 32759 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 27, 2020 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 22 HILLCREST AVE BUDD LAKE NJ 078283410, BUDD LAKE, NJ 07828-3410 |
| Document Number | 237820845 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 023782/000845 |
| Instrument | 32759 |
| Name | JOHN R JR & SUSAN L FERRARO |
|---|---|
| Address | 60 WILLOW WAY, PARSIPPANY, NJ 07054-2423 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 27, 2021 |
| Rate | 1.15% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 18, 2020 |
| Property Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 0237341652 |
| Book / Page | 023734 / 001652 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 17117 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 WILLOW WAY PARSIPPANY NJ 070542423, PARSIPPANY, NJ 07054-2423 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 16, 2018 |
| Property Address | 22 HILLCREST RD, MADISON, NJ 07940-2504 |
| Document Number | 0232781374 |
| Book / Page | 023278 / 001374 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 3007 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 HILLCREST RD MADISON NJ 079402504, MADISON, NJ 07940-2504 |
| Document Number | 232781379 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 023278/001379 |
| Instrument | 3008 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,103,900 (-) Land $498,500 Building $605,400 | $1,103,900 (-) Land $498,500 Building $605,400 | |
| 2025 | $1,103,900 (+2.55%) Land $498,500 Building $605,400 | $1,103,900 (+2.55%) Land $498,500 Building $605,400 | |
| 2024 | $23,513.00 (+6.34%) | ||
| 2023 | $1,076,500 Land $498,500 Building $578,000 | $1,076,500 Land $498,500 Building $578,000 | |
| 2022 | $22,111.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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