22 Highgrove Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 22 Highgrove Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,553 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jun 2022)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972002048`

Property Details

APN / Parcel Number

Primary APN	`A972002048`
Alternative APN	`2-0098-7651-00-0124.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,553 sqft Living Area
1st Floor Area	1,359 sqft
Basement Area	1,269 sqft
Finished Basement	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	255 sqft
Patio Area	229 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A972002048
Old Parcel Number	A972002048
Street Address	22 HIGHGROVE CT
City	O FALLON
State	MO
Zip	63366-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 124
Legal Range	03E
Legal Township	47N
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	124
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	311604

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 HIGHGROVE CT, O FALLON, MO 63366-4369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	0202231760
Deed Book / Page	2022 / 31760
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 HIGHGROVE CT, O FALLON, MO 63366-4369
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HIGHGROVE CT, O FALLON, MO 63366-4369

Mortgage

Document Number	0000021513
Date	Apr 14, 2022
Instrument	2022R-021513

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 7, 2022
Property Address	22 HIGHGROVE CT, O FALLON, MO 63366-4369
Document Number	0000031760
Map Reference	MB 33 PG 382
Instrument Date	May 31, 2022
Instrument	2022R-031760
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9040 GREAT OAKS LN, HORTONVILLE, WI 54944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HIGHGROVE CT, O FALLON, MO 63366-4369

Mortgage

Document Number	0000031761
Date	Jun 7, 2022
Instrument	2022R-031761

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,972.00	$77,550 (+12.41%)	$408,155 (+12.41%) Land $65,000 Building $343,155
2023		$68,988
2022			$363,092 Land $50,000 Building $313,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Socket Telecom, T-Mobile, Verizon, Wisper ISP.

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