22 Heron Dr, Panacea, FL 32346 Property Records

Wakulla County property record for 22 Heron Dr, Panacea, FL 32346

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.123 acres (5,396 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jun 2022)
Tax Bill	$673 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone VE (high risk)
APN	`25-5S-02W-216-03236-012`

Property Details

APN / Parcel Number

Primary APN	`25-5S-02W-216-03236-012`

Exterior

Lot Area	5,396 sqft (0.123 acres)

Location & Zoning

Street Address	22 HERON DR
City	PANACEA
State	FL
Zip	32346-2476
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PORT PANACEA VILLAGE LOT 12 OR 148 P 115 & OR 249 P 707 OR 272 P 39 OR 298 P 896 & OR 291 P 574 OR 306 P 656 OR 354 P 616 OR
Legal Range	02W
Legal Township	05S
Legal Section	25
Legal Subdivision	PORT PANACEA VILLAGE
Legal Lot Number	11,12
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	3
Census Block	3011
Census Tract	10102

Owner

22 Heron Dr, residential vacant land, is owned by two individuals who bought it in June 2022.

Source: Wakulla County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3533 ESPLANADE WAY, TALLAHASSEE, FL 32311-7897
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on File
Deed Sale	Jun 20, 2022 · Amount on File
Deed Document Number	0000127055
Deed Book / Page	0426 / 0325
Prior Transfer Date	Nov 26, 2001
Prior Transfer Doc	183685
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	22 HERON DR, PANACEA, FL 32346-2476
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 ESPLANADE WAY, TALLAHASSEE, FL 32311-7897
Investor	Possibly a Property Investor

Mortgage

Document Number	0000451071
Date	Feb 26, 2026
Book Page	1449/678
Instrument	451071

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 22 Heron Dr was $673, up 5.5% from the year before.

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00 (+5.49%)	$59,250 (-) Land $59,250	$59,250 (-) Land $59,250
2024	$638.00 (+172.65%)	$59,250 (+238.57%) Land $59,250	$59,250 (+238.57%) Land $59,250
2023	$234.00 (+17.59%)	$17,500 (-) Land $17,500	$17,500 (-) Land $17,500
2022	$199.00	$17,500 Land $17,500	$17,500 Land $17,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Heron Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	156 units insured incl. 24 condo units
Nearby Flood Claims	23 (1995–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Hurricane Michael, Oct 2018 · 9 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Heron Dr is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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