22 Heartleaf Cir, Arden, NC 28704 Property Records

Buncombe County property record for 22 Heartleaf Cir, Arden, NC 28704

Property Summary

Property Type	Townhouse
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2025)
Tax Bill	$257 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9634-92-3723-00000`

Property Details

APN / Parcel Number

Primary APN	`9634-92-3723-00000`

Exterior

Lot Area	1,742 sqft (0.039 acres)

Location & Zoning

Street Address	22 HEARTLEAF CIR
City	ARDEN
State	NC
Zip	28704-1490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DEED DATE:07/17/2020 DEED
Legal Description	DEED DATE:07/17/2020 DEED:5923-1418 LOT:8 PLAT:0231-0029
Legal Lot Number	8
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	4
Census Block	4006
Census Tract	2303

Owner

Source: Buncombe County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 HEARTLEAF CIR, ARDEN, NC 28704-1490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Deed Document Number	0065331979
Deed Book / Page	6533 / 1979
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 15, 2025
Property Address	22 HEARTLEAF CIR, ARDEN, NC 28704-1490
Document Number	0065331979
Book / Page	6533 / 1979
Map Reference	MB 231 PG 29
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 97, ENKA, NC 28728-0097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HEARTLEAF CIR, ARDEN, NC 28704-1490

Mortgage

Document Number	0065331982
Date	Oct 15, 2025
Instrument	6533/1982

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Max Rate	11.7%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$257.00	$40,000
2021			$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20