22 Harwich St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 22 Harwich St, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1941
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Oct 2021)
Tax Bill	$4,548 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-038-00014`

Property Details

APN / Parcel Number

Primary APN	`29-038-00014`
Alternative APN	`WORC M:29 B:038 L:00014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	780 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	29-038-00014
Street Address	22 HARWICH ST
City	WORCESTER
State	MA
Zip	01607-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	38
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	732901

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 HARWICH ST, WORCESTER, MA 01607-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 28, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 19, 2017	Quit Claim Deed, Transfer CORNERSTONE BANK
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit UMASSFIVE COLLEGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Book / Page	66408 / 254
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 29, 2021
Property Address	22 HARWICH ST, WORCESTER, MA 01607-1612
Document Number	66408-254
Book / Page	66408 / 254
Instrument Date	Oct 29, 2021
Instrument	152083
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HARWICH ST, WORCESTER, MA 01607-1612

Mortgage

Document Number	152084
Date	Oct 29, 2021
Instrument	152084

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	066408-281
Date	Oct 29, 2021
Book Page	66408/281
Instrument	152085

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 28, 2019
Property Address	22 HARWICH ST, WORCESTER, MA 01607-1612
Document Number	61310-119
Book / Page	61310 / 119
Instrument Date	Oct 24, 2019
Instrument	114115
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HARWICH ST, WORCESTER, MA 01607-1612

Mortgage

Document Number	114116
Date	Oct 28, 2019
Instrument	114116

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 19, 2017
Property Address	22 HARWICH ST, WORCESTER, MA 01607-1612
Document Number	57907-145
Book / Page	57907 / 145
Instrument	116194
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HARWICH ST, WORCESTER, MA 01607-1612

Mortgage

Document Number	579070147
Date	Oct 19, 2017
Instrument	57907/0147

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate	3%
Max Rate At Change	10.1%
Max Rate	2.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	22 HARWICH ST, WORCESTER, MA 01607-1612
Document Number	56988-57
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	56988-57
Date	Apr 18, 2017
Book Page	056988/000057
Instrument	38212

Lender

Name	UMASSFIVE COLLEGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,548.00 (+2.43%)	$342,500 (+1.75%) Land $123,700 Building $218,800	$382,573 (+5.06%)
2025	$4,440.00 (+6.37%)	$336,600 (+15.63%) Land $117,800 Building $218,800	$364,135 (-2.19%)
2024			$372,305
2023	$4,174.00	$291,100 Land $102,400 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Xfinity.

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