22 Harvard Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 22 Harvard Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1955
Lot Size	0.29 acres (12,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2012)
Tax Bill	$9,483 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-03705-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`35-03705-0000-00020`
Alternative APNs	`3509033000000009` `00103243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,338 sqft Living Area
1st Floor Area	1,030 sqft
Upper Floors Area	572 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	12,624 sqft (0.29 acres)
Lot Dimensions	101 ft deep x 125 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	218 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00103243
Street Address	22 HARVARD AVE
City	NEPTUNE
State	NJ
Zip	07753-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	MALMAR FARM ESTATES SEC 03
Legal Block	3705
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2001
Census Tract	807900

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 HARVARD AVE, NEPTUNE, NJ 07753-2555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 19, 2017	Grant Deed, Transfer · FHA Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012 · Amount on Record
Deed Sale	Jul 3, 2012 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	201269066
Deed Book / Page	8957 / 4057
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 HARVARD AVE, NEPTUNE, NJ 07753-2555
Document Number	0000109646
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 HARVARD AVE NEPTUNE NJ 077532555, NEPTUNE, NJ 07753-2555

Mortgage

Document Number	0000109646
Date	Sep 25, 2020
Book Page	009443/007348
Instrument	109646

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 24, 2045

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 19, 2017
Property Address	22 HARVARD AVE, NEPTUNE, NJ 07753-2555
Document Number	0000040439
Book / Page	009223 / 005381
Instrument Date	Mar 22, 2017
Instrument	40439
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 HARVARD AVE NEPTUNE NJ 077532555, NEPTUNE, NJ 07753-2555

Mortgage

Document Number	40440
Date	Apr 19, 2017
Book Page	009223/005404
Instrument	40440

Lender

Name	PEOPLES BK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,100 (+16.43%) Land $409,000 Building $191,100	$600,100 (+16.43%) Land $409,000 Building $191,100
2025	$9,483.00 (+7.99%)	$515,400 (+22.8%) Land $277,700 Building $237,700	$515,400 (+22.8%) Land $277,700 Building $237,700
2024	$8,781.00 (+24.75%)
2023		$419,700 Land $226,000 Building $193,700	$419,700 Land $226,000 Building $193,700
2022	$7,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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