22 Hardwick Rd, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 22 Hardwick Rd, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,576 sqft · built 2001
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jun 2017)
Tax Bill	$12,780 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:014/019.0-0232-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/019.0-0232-0000.0`
Alternative APN	`ASHL M:019.0 B:0232 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,292 sqft
Unfinished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 HARDWICK RD
City	ASHLAND
State	MA
Zip	01721-1493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	232
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1018
Census Tract	385101

Owner

22 Hardwick Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 HARDWICK RD, ASHLAND, MA 01721-1493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Prior Sale	Feb 15, 2003 · Amount on File
Transfer Doc	0001763545
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	22 HARDWICK RD, ASHLAND, MA 01721-1493
Document Number	0001851133
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 HARDWICK RD ASHLAND MA 017211493, ASHLAND, MA 01721-1493

Mortgage

Document Number	0001851133
Date	Aug 26, 2020
Instrument	1851133

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 26, 2017
Property Address	22 HARDWICK RD, ASHLAND, MA 01721-1493
Document Number	0000063545
Instrument Date	Jun 20, 2017
Instrument	63545
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,123.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 HARDWICK RD ASHLAND MA 017211493, ASHLAND, MA 01721-1493

Mortgage

Document Number	63546
Date	Jun 26, 2017
Instrument	63546

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Mortgage

Document Number	63547,
Date	Jun 26, 2017
Instrument	63547

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Hardwick Rd was $12,780, up 4.6% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,780.00 (+4.63%)	$1,000,800 (+8.49%) Land $314,700 Building $686,100	$1,073,500 (+11.86%)
2024	$12,214.00 (+8.51%)	$922,500 (+12.86%) Land $314,700 Building $607,800	$959,690
2023	$11,256.00	$817,400 Land $299,700 Building $517,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Hardwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Hardwick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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