22 Harding St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 22 Harding St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 2018
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$173,900 (Dec 2018)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:021 L:004`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:021 L:004`
Alternative APN	`2875`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Water Source	Well

Location & Zoning

Account Number	2875
Street Address	22 HARDING ST
City	OLD TOWN
State	ME
Zip	04468-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 -
Legal Lot Number	4
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	4
Census Block	4000
Census Tract	7100

Owner

22 Harding St is owned and occupied by two individuals who bought it in December 2018.

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 HARDING ST, OLD TOWN, ME 04468-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Quit Claim Deed, Transfer RURAL HSNG SVC OR SUCCESSOR AG
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Deed Document Number	201837858
Deed Book / Page	15025 / 170
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Dec 14, 2018
Property Address	22 HARDING ST, OLD TOWN, ME 04468-2103
Document Number	0150250170
Book / Page	015025 / 000170
Instrument Date	Dec 14, 2018
Instrument	37858
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 DIVISION ST BANGOR ME 044014860, BANGOR, ME 04401-4860

Mortgage

Document Number	150250172
Date	Dec 14, 2018
Book Page	015025/000172
Instrument	37859

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	ST LOUIS, MO 63166

Agreement

Amount	Amount on Record
Term	396 Months
Due	Dec 13, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Mar 12, 2018
Property Address	22 HARDING ST, OLD TOWN, ME 04468-2103
Document Number	0147600035
Book / Page	014760 / 000035
Instrument Date	Mar 9, 2018
Instrument	6099
Transaction Type	Transfer
Record Updated	Mar 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 CENTER ST OLD TOWN ME 044681657, OLD TOWN, ME 04468-1657

Tax Assessment & Valuation

The 2025 property tax bill for 22 Harding St was $4,066, up 12.9% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,066.00 (+12.88%)	$203,500 (-) Land $24,400 Building $179,100
2024	$3,602.00 (-0.94%)	$203,500 (-0.93%) Land $24,400 Building $179,100
2023	$3,636.00 (+41.48%)	$205,400 (+67.81%) Land $24,400 Building $181,000	$235,980
2022	$2,570.00	$122,400 Land $21,300 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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