Sanders County property record for 22 Graves Creek Loop, Thompson Falls, MT 59873
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,480 sqft · built 2015 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3510861 |
| Primary APN | R3510861 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 2,480 sqft |
| Basement Area | 2,392 sqft |
| Unfinished Basement | 2,392 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 512 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000006282 |
|---|---|
| Street Address | 22 GRAVES CREEK LOOP |
| City | THOMPSON FALLS |
| State | MT |
| Zip | 59873-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEP RIVER RANCH, S02, T22 N, R30 W, LOT 35, 1.54 AC |
| Legal Range | 30W |
| Legal Township | 22N |
| Legal Section | 02 |
| Legal Subdivision | STEEP RIVER RANCH |
| Legal Lot Number | 35 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 1 |
| Census Block | 1161 |
| Census Tract | 202 |
22 Graves Creek Loop is owned and occupied by two individuals who acquired it in September 2015.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 GRAVES CREEK LOOP, THOMPSON FALLS, MT 59873-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2015 |
| Deed Sale | Sep 24, 2015 |
| Prior Sale | Jan 21, 2014 |
| Deed Document Number | 2015301036 |
| Deed Book / Page | 1 / 83580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 22 GRAVES CREEK LOOP, THOMPSON FALLS, MT 59873-8400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | FIRST AMERICAN TITLE NCS-ON, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 320278 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 320278 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 22 Graves Creek Loop was $2,162, down 13% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Elementary School District | Thompson Falls Elementary School District (PK - 08) |
| Secondary School District | Thompson Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (-12.96%) | $540,700 (-) | |
| 2025 | $2,484.00 | $540,700 | $540,700 Land $103,408 Building $437,292 |
| 2023 | $3,196.00 | $478,900 | $478,900 Land $92,790 Building $386,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Graves Creek Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Graves Creek Loop is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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