22 Grace Ln, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 22 Grace Ln, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1998
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$442,162 (Jul 2004)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-06-00-014`

Property Details

APN / Parcel Number

Primary APN	`535-06-00-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	952 sqft
Upper Floors Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	1,340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	22 GRACE LN
City	MOUNT PLEASANT
State	SC
Zip	29464-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -I ON PHASE I-A DESCRIPTION -LOT 65
Legal Subdivision	A
Legal Phase	I-A
Legal Lot Number	65
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1034
Census Tract	4621

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 GRACE LN, MOUNT PLEASANT, SC 29464-2661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MTG
Jan 6, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2004 · Amount on File
Deed Sale	Jul 13, 2004 · Amount on File
Prior Sale	Jul 31, 2002 · Amount on File
Deed Book / Page	501 / 306
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Jul 22, 2026
Property Address	22 GRACE LN, MOUNT PLEASANT, SC 29464-2661
Document Number	0000046255
Book / Page	1404 / 825
Instrument Date	Jul 17, 2026
Instrument	202646255
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GRACE LN, MOUNT PLEASANT, SC 29464-2661

Mortgage

Document Number	0000046255,
Date	Jul 22, 2026
Book Page	1404/825
Instrument	202646255

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	22 GRACE LN, MOUNT PLEASANT, SC 29464-2661
Document Number	0682/0252
Book / Page	000682 / 000252
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GRACE LN MOUNT PLEASANT SC 294642661, MOUNT PLEASANT, SC 29464-2661

Mortgage

Document Number	0682/0252
Date	Nov 28, 2017
Book Page	000682/000252

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	22 GRACE LN, MOUNT PLEASANT, SC 29464-2661
Document Number	0612/0823
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GRACE LN MOUNT PLEASANT SC 294642661, MOUNT PLEASANT, SC 29464-2661

Mortgage

Document Number	0612/0823
Date	Jan 26, 2017
Book Page	000612/000823

Lender

Name	SUNTRUST BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (+12.52%)	$709,125 (+2,775.61%) Land $519,655 Building $189,470	$1,270,000 (+80.78%) Land $900,000 Building $370,000
2024	$2,429.00 (+8.39%)	$24,660 (-)
2022	$2,241.00	$24,660	$702,500 (-) Land $514,800 Building $187,700
2020			$702,500 Land $514,800 Building $187,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	219 units insured incl. 6 condo units
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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