22 Gold St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 22 Gold St, Waterville, ME 04901

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4 ba · 3,434 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Tax Bill$4,024 (2025)
Deeds & MortgagesFeb 2024 Sale
Jan 2024 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APNWAVL M:039 B:151

Property Details

APN / Parcel Number

Primary APNWAVL M:039 B:151
Alternative APNs
  • 000381757
  • 4470

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units4 Units
Stories2 Stories
Building Area3,434 sqft Living Area
Gross Area6,558 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4470
Street Address22 GOLD ST
CityWATERVILLE
StateME
Zip04901-6459
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block151
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4006
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 GOLD ST, WATERVILLE, ME 04901-6459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Warranty Deed, Transfer
Jan 23, 2024Correction Deed
Jan 12, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO
Jan 16, 2024Warranty Deed, Transfer
Aug 16, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 12, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 16, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2024
Deed SaleFeb 7, 2024
Prior SaleJan 12, 2024 · Amount on Record
Deed Book / Page14975 / 333
Prior Transfer DateJan 19, 2024
Prior Transfer Doc2024001399
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateFeb 7, 2024
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2024002394
Book / Page14975 / 333
Instrument DateFeb 3, 2024
Instrument2024002394
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionWATERVILLE ME
Recording DateJan 23, 2024
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2024001399
Book / Page14965 / 306
Instrument DateJan 19, 2024
Instrument2024001399
Record UpdatedFeb 5, 2024

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateJan 12, 2024
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2024000801
Book / Page14960 / 70
Instrument DateJan 12, 2024
Instrument2024000801
Transaction TypeTransfer
Record UpdatedJan 29, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number2024000802
DateJan 12, 2024
Instrument2024000802
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateJan 16, 2024
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2024000817
Book / Page14960 / 164
Instrument DateJan 12, 2024
Instrument2024000817
Transaction TypeTransfer
Record UpdatedJan 29, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateAug 16, 2021
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2021023590
Book / Page14134 / 42
Instrument DateAug 12, 2021
Instrument2021023590
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateAug 12, 2021
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2021022826
Book / Page14128 / 222
Instrument DateJul 14, 2021
Instrument2021022826
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateOct 16, 2020
Property Address22 GOLD ST, WATERVILLE, ME 04901-6459
Document Number2020026664
Book / Page13750 / 95
Instrument DateSep 8, 2020
Instrument2020026664
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,024.00 (-4.01%)$236,700 (+12.93%) Land $10,500 Building $226,200
2024$4,192.00 (+0.5%)$209,600 (-) Land $8,100 Building $201,500
2023$4,171.00 (+52.67%)$209,600 (+98.3%) Land $8,100 Building $201,500
2022$2,732.00$105,700 Land $6,100 Building $99,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1987–2023)
Claims Outside the SFHA1 of 6
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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