22 Ginn Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 22 Ginn Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,383 sqft · built 1905
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Last Sale	$1,575,000 (Jul 2021)
Tax Bill	$19,547 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`WINC M:016 B:0030 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:016 B:0030 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,383 sqft Living Area
Gross Area	4,572 sqft
Basement Area	1,415 sqft
Finished Basement	1,286 sqft
Unfinished Basement	129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 GINN RD
City	WINCHESTER
State	MA
Zip	01890-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	30
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2010
Census Tract	338300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ginn Gardener's House listed 1989 · 1 contributing resources · NRIS 89000654

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

22 Ginn Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 GINN RD, WINCHESTER, MA 01890-2607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · ARM WORKERS CU
Jul 23, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Oct 7, 2011
Deed Document Number	2021166281
Deed Book / Page	78315 / 397
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	078315-397
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	22 GINN RD, WINCHESTER, MA 01890-2607
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076899-304
Date	Feb 5, 2021
Book Page	76899/304
Instrument	27636

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Mar 1, 2026
Index	1-Year CMT

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 23, 2021
Property Address	22 GINN RD, WINCHESTER, MA 01890-2607
Document Number	078315-397
Book / Page	78315 / 397
Instrument Date	Jul 19, 2021
Instrument	166281
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 GINN RD, WINCHESTER, MA 01890-2607

Tax Assessment & Valuation

The 2026 property tax bill for 22 Ginn Rd was $19,547, up 10,080.7% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,547.00 (+10,080.73%)	$1,764,200 (+1.69%) Land $935,500 Building $828,700	$2,071,116 (+6.01%)
2025	$192.00 (-98.95%)	$1,734,900 (+7.68%) Land $935,500 Building $799,400	$1,953,675
2024	$18,254.00 (+8.6%)	$1,611,100 (+13.1%) Land $868,600 Building $742,500
2023	$16,809.00	$1,424,500 Land $768,400 Building $656,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Ginn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 47 condo units
Nearby Flood Claims	11 (1978–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ginn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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