22 Gilbert St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 22 Gilbert St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Dec 2024)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:032 B:117`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:032 B:117`
Alternative APN	`741`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,936 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	741
Street Address	22 GILBERT ST
City	WATERVILLE
State	ME
Zip	04901-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROMEO GILBERT
Legal Block	117
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1017
Census Tract	24201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

22 Gilbert St is owned and occupied by an individual who bought it in December 2024.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	22 GILBERT ST, WATERVILLE, ME 04901-5014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Mar 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC FEDERAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	202427180
Deed Book / Page	15250 / 56
Transfer Doc	0000033133
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jun 29, 2020
Property Address	22 GILBERT ST, WATERVILLE, ME 04901-5014
Document Number	2020014346
Book / Page	13608 / 131
Instrument Date	Jun 26, 2020
Instrument	2020014346
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GILBERT ST, WATERVILLE, ME 04901-5014

Mortgage

Document Number	2020014347
Date	Jun 29, 2020
Instrument	2020014347

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Mar 18, 2019
Property Address	22 GILBERT ST, WATERVILLE, ME 04901-5014
Document Number	2019005033
Book / Page	13168 / 194
Instrument Date	Mar 18, 2019
Instrument	2019005033
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AUGUSTA RD, WINSLOW, ME 04901-7181

Mortgage

Document Number	2019005034
Date	Mar 18, 2019
Instrument	2019005034

Lender

Name	KENNEBEC FEDERAL SAVINGS & LOAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Gilbert St was $3,126.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00	$183,900 Land $28,400 Building $155,500
2024			$200,545
2023	$2,870.00 (+16.86%)	$144,200 (+51.79%) Land $21,900 Building $122,300
2022	$2,456.00	$95,000 Land $16,500 Building $78,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Gilbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Gilbert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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