22 Gilbert Ct, Cumberland, RI 02864 Property Records

Cumberland Town property record for 22 Gilbert Ct, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,042 sqft · built 1966
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Individual Names on File
Last Sale	$769,900 (Oct 2025)
Tax Bill	$6,714 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`8642-60`

Property Details

APN / Parcel Number

Primary APN	`8642-60`
Alternative APN	`CUMB M:025 B:0343 L:000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,640 sqft (0.382 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8642-60
Street Address	22 GILBERT CT
City	CUMBERLAND
State	RI
Zip	02864-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	343
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1015
Census Tract	11404

Owner

22 Gilbert Ct is owned and occupied by two individuals who bought it in October 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 GILBERT CT, CUMBERLAND, RI 02864-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed, Transfer WASHINGTON TRUST MORTGAGE CO
Sep 13, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	2025151815
Deed Book / Page	2014 / 287
Prior Transfer Date	Sep 2, 2022
Prior Transfer Doc	001940-617
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 29, 2025
Property Address	22 GILBERT CT, CUMBERLAND, RI 02864-4202
Document Number	002014-287
Book / Page	2014 / 287
Instrument Date	Oct 29, 2025
Instrument	151815
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GILBERT CT, CUMBERLAND, RI 02864-4202

Mortgage

Document Number	0000151816
Date	Oct 29, 2025
Instrument	151816

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 13, 2022
Property Address	22 GILBERT CT, CUMBERLAND, RI 02864-4202
Document Number	001940-617
Book / Page	1940 / 617
Instrument Date	Sep 2, 2022
Instrument	135151
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22 GILBERT CT, CUMBERLAND, RI 02864-4202

Tax Assessment & Valuation

The 2026 property tax bill for 22 Gilbert Ct was $6,714, up 5.6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,714.00 (+5.6%)	$670,700 (+29.43%) Land $269,500 Building $401,200	$741,773
2025	$6,358.00	$518,200 Land $194,800 Building $323,400
2023	$6,021.00 (+4.79%)	$518,200 (+35.19%) Land $194,800 Building $323,400
2022	$5,746.00	$383,300 Land $140,400 Building $242,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Gilbert Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Gilbert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: Xfinity.

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