22 Gibbs Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 22 Gibbs Dr, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details3,086 sqft · built 1982
Lot Size0.551 acres (24,002 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Nov 1995)
Tax Bill$17,730 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-02608-0000-00007

Property Details

APN / Parcel Number

Primary APN14-02608-0000-00007
Alternative APNs
  • 1400594L00027
  • 140260800007

Interior

Building Area3,086 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleColonial
Lot Area24,002 sqft (0.551 acres)

Location & Zoning

Old Parcel Number1400594L00027
Street Address22 GIBBS DR
CityWAYNE
StateNJ
Zip07470-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionHOMESTEAD HEIGHTS
Legal Block2608
Legal Lot Number7
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3001
Census Tract246201

Owner

22 Gibbs Dr is owned and occupied by two individuals who bought it in November 1995.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address22 GIBBS DR, WAYNE, NJ 07470-4103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jan 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME LNS TODAY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 1995 · Amount on File
Deed SaleNov 17, 1995 · Amount on File
Deed Book / Page142 / 135
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address22 GIBBS DR, WAYNE, NJ 07470-4103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061929
DateDec 1, 2020
Book PageM16628/139
Instrument2020061929
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address22 GIBBS DR, WAYNE, NJ 07470-4103
Document Number0000005115
Book / Page014880 / 000202
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 GIBBS DR WAYNE NJ 074704103, WAYNE, NJ 07470-4103

Mortgage

Document Number0000005115
DateJan 30, 2018
Book Page014880/000202
Instrument5115
Lender
NameHOME LNS TODAY
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22 Gibbs Dr was $17,730, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,600 (-) Land $140,300 Building $155,300$295,600 (-) Land $140,300 Building $155,300
2025$17,730.00 (+0.88%)$295,600 Land $140,300 Building $155,300$295,600 Land $140,300 Building $155,300
2024$17,576.00
2023$295,600 Land $140,300 Building $155,300$295,600 Land $140,300 Building $155,300
2022$16,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Gibbs Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2007–2011)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Gibbs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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