22 Garfield St, Saco, ME 04072 Property Records

York County and Saco City property record for 22 Garfield St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 2011
Lot Size	0.511 acres (22,249 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Sep 2025 Sale May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G2315R`

Property Details

APN / Parcel Number

Primary APN	`G2315R`
Alternative APN	`SACO M:067 L:013 U:001-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,249 sqft (0.511 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G2315R
Street Address	22 GARFIELD ST
City	SACO
State	ME
Zip	04072-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	13
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1004
Census Tract	5302

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 GARFIELD ST, SACO, ME 04072-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer
May 16, 2023	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU
May 30, 2019	Deed of Trust, Transfer EVERGREEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025
Deed Sale	Sep 22, 2025
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	202534031
Deed Book / Page	19746 / 877
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 22, 2025
Property Address	22 GARFIELD ST, SACO, ME 04072-2406
Document Number	0197460877
Book / Page	19746 / 877
Instrument Date	Sep 19, 2025
Instrument	2025034031
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 MILLBROOK DR, OLD ORCHARD BEACH, ME 04064-1275

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	22 GARFIELD ST, SACO, ME 04072-2406
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192390689
Date	May 16, 2023
Book Page	19239/689
Instrument	2023013023

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	22 GARFIELD ST, SACO, ME 04072-2406
Document Number	0179600158
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 GARFIELD ST SACO ME 040722406, SACO, ME 04072-2406

Mortgage

Document Number	0179600158
Date	May 30, 2019
Book Page	017960/000158
Instrument	19111

Lender

Name	EVERGREEN CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,071.00 (-0.14%)	$357,100 (-1.19%) Land $127,500 Building $229,600
2024	$5,078.00 (+5.62%)	$361,400 (+37.78%) Land $127,500 Building $233,900	$398,525
2022	$4,808.00	$262,300 Land $96,800 Building $165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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