22 Gardner St, Newburgh, NY 12550 Property Records

Orange County and Newburgh City property record for 22 Gardner St, Newburgh, NY 12550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 945 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Feb 2022)
Tax Bill	$8,329 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331100 2-17-13`

Property Details

APN / Parcel Number

Primary APN	`331100 2-17-13`
Alternative APNs	`110000200000170130000000` `2-17-13` `130200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
Gross Area	1,005 sqft
1st Floor Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2007
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Urban
Porch	Covered Porch
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	130200
Street Address	22 GARDNER ST
City	NEWBURGH
State	NY
Zip	12550-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Subdivision	COLUMBUS HEIGHTS
Legal Block	17
Legal Lot Number	13.00
Jurisdiction	ORANGE NY
Township / Civil Division	NEWBURGH
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

22 Gardner St is owned and occupied by an individual who bought it in February 2022.

Source: Orange County and Newburgh City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	22 GARDNER ST, NEWBURGH, NY 12550-3115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed, Transfer · FHA Mortgage HUDSON UNITED MORTGAGE
Nov 14, 2018	Deed, Transfer HUDSON VALLEY CREDIT UNION
Jan 19, 2018	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE RIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Prior Sale	Feb 3, 2022 · Amount on File
Deed Document Number	20228855
Deed Book / Page	15148 / 1395
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Feb 3, 2022
Property Address	22 GARDNER ST, NEWBURGH, NY 12550-3115
Document Number	0000008855
Book / Page	15148 / 1395
Instrument Date	Nov 22, 2021
Instrument	20220008855
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 OLD SOUTH PLANK RD, WALDEN, NY 12586-3111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008856
Date	Feb 3, 2022
Instrument	20220008856

Lender

Name	HUDSON UNITED MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Nov 14, 2018
Property Address	22 GARDNER ST, NEWBURGH, NY 12550-3115
Document Number	0000080330
Book / Page	14486 / 749
Instrument Date	Oct 17, 2018
Instrument	20180080330
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PARK PL, MAYBROOK, NY 12549

Mortgage

Document Number	0000080331
Date	Nov 14, 2018
Book Page	0000014486/0000000753
Instrument	20180080331

Lender

Name	HUDSON VALLEY CREDIT UNION

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

January 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ORANGE NY
Recording Date	Jan 19, 2018
Property Address	22 GARDNER ST, NEWBURGH, NY 12550-3115
Document Number	0000004936
Book / Page	014350 / 000745
Instrument Date	Oct 23, 2017
Instrument	4936
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018
Title Company	OLD REPUBLIC TITLE RIS

Transaction

Amount	Amount on Record
Tax	$505.89
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4224 RIDGE LEA RD AMHERST NY 142261016, AMHERST, NY 14226-1016
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County and Newburgh City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Newburgh City
Unified School District	Newburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,600 (+7%) Land $39,900 Building $236,700	$276,600 (+7%) Land $39,900 Building $236,700
2024	$8,329.00	$258,500 (+2.99%) Land $36,300 Building $222,200	$258,500 (+2.99%) Land $36,300 Building $222,200
2023		$251,000 (+44.92%) Land $36,300 Building $214,700	$251,000 (+44.92%) Land $36,300 Building $214,700
2022		$173,200 Land $16,100 Building $157,100	$173,200 Land $16,100 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Gardner St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Gardner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBURGH CITY serves 29,000 people · EPA ID NY3503549
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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