Cochise County property record for 22 Gardner St, Bisbee, AZ 85603
| Property Type | Single Family Home |
|---|---|
| Details | 1,194 sqft · built 1962 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jan 2025) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 102-28-072 |
| Primary APN | 102-28-072 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 102-28-07207 |
|---|---|
| Street Address | 22 GARDNER ST |
| City | BISBEE |
| State | AZ |
| Zip | 85603-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST GALENA LOT 22 BLK 4 |
| Legal Subdivision | EAST GALENA |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BISBEE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1100 |
Source: Cochise County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4235 E SANTA BARBARA AVE, TUCSON, AZ 85711-4749 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 15, 2023 | Joint Tenancy Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 24, 2022 | Intrafamily Transfer, Transfer |
| Jan 12, 2022 | Warranty Deed, Transfer · VA Mortgage SUNSTREET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2023 · Amount on Record |
| Deed Document Number | 2025135 |
| Prior Transfer Date | Jun 24, 2022 |
| Prior Transfer Doc | 0000015352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4235 E SANTA BARBARA AVE, TUCSON, AZ 85711-4749 |
| Document Number | 0000000136 |
|---|---|
| Date | Jan 3, 2025 |
| Instrument | 2025-00136 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jun 15, 2023 |
| Property Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Document Number | 0000010759 |
| Map Reference | MB 12 PG 53 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023-10759 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Document Number | 0000010760 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023-10760 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jun 24, 2022 |
| Property Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Document Number | 0000015352 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022-15352 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jan 12, 2022 |
| Property Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Document Number | 0000000970 |
| Map Reference | MB 12 PG 53 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-00970 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32907 E BORDER ROCK RD, TUCSON, AZ 85739 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 22 GARDNER ST, BISBEE, AZ 85603-1128 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000971 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-00971 |
| Name | SUNSTREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Cochise County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Bisbee City |
| Unified School District | Bisbee Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,888 (-5.12%) Land $1,600 Building $16,288 | $178,878 (-5.12%) Land $16,000 Building $162,878 | |
| 2025 | $1,391.00 (+4.51%) | $18,854 (+44.55%) Land $1,600 Building $17,254 | $188,535 (+44.55%) Land $16,000 Building $172,535 |
| 2024 | $1,331.00 (+32.31%) | $13,043 (+18.33%) Land $1,050 Building $11,993 | $130,427 (+18.32%) Land $10,500 Building $119,927 |
| 2023 | $1,006.00 (+108.28%) | $11,023 Land $1,050 Building $9,973 | $110,233 Land $10,500 Building $99,733 |
| 2022 | $483.00 Disabled Person's exemption |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 51% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - BISBEE public/private · serves 8,590 people · EPA ID AZ0402001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment Oct 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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