Middlesex County and Lowell City property record for 22 Frechette St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,377 sqft · built 1960 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Jun 2020) |
| Tax Bill | $7,631 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | D04810 |
| Primary APN | D04810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,377 sqft Living Area |
| Gross Area | 4,428 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 311 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | D04810 |
|---|---|
| Street Address | 22 FRECHETTE ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 2445 |
| Legal Lot Number | 22 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 310602 |
22 Frechette St is owned and occupied by two individuals who bought it in June 2020.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 FRECHETTE ST, LOWELL, MA 01854-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRSTRUST BANK |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on File |
| Deed Sale | Jun 30, 2020 · Amount on File |
| Deed Document Number | 202029139 |
| Prior Transfer Date | Jun 22, 2020 |
| Prior Transfer Doc | 34305-222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 30, 2020 |
| Property Address | 22 FRECHETTE ST, LOWELL, MA 01854-2139 |
| Document Number | 34305-222 |
| Book / Page | 34305 / 222 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 29139 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 FRECHETTE ST, LOWELL, MA 01854-2139 |
| Investor | Possibly a Property Investor |
| Document Number | 29140 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 29140 |
| Name | FIRSTRUST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 22 FRECHETTE ST, LOWELL, MA 01854-2139 |
| Document Number | 31895-71 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31895-71 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 031895/000071 |
| Instrument | 8115 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 27, 2033 |
The 2026 property tax bill for 22 Frechette St was $7,631, up 1.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,631.00 (+1.57%) | $672,300 (+2.74%) Land $179,200 Building $493,100 | $660,200 (+14.68%) |
| 2025 | $7,513.00 (+10.55%) | $654,400 (+14.69%) Land $167,500 Building $486,900 | $575,700 (+1.64%) |
| 2024 | $6,796.00 (+5.01%) | $570,600 (+9.5%) Land $135,200 Building $435,400 | $566,390 |
| 2023 | $6,472.00 | $521,100 Land $110,400 Building $410,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Frechette St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 333 units insured incl. 324 condo units |
| Nearby Flood Claims | 27 (1979–2015) |
| Claims Outside the SFHA | 5 of 27 |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Frechette St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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