22 Frank St, Putnam, CT 06260 Property Records

Putnam Town property record for 22 Frank St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Jan 1989)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Sep 2026 Second Mortgage May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:016 B:033 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:033 L:00`
Alternative APNs	`PUTN M:012 L:124 U:000` `2318`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	3,192 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2318
Street Address	22 FRANK ST
City	PUTNAM
State	CT
Zip	06260-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Lot Number	124
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1032
Census Tract	903102

Owner

22 Frank St is owned and occupied by two individuals who bought it in January 1989.

Source: Putnam Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 FRANK ST, PUTNAM, CT 06260-1710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 1989 · Amount on File
Deed Sale	Jan 3, 1989 · Amount on File
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Recording Date	Sep 30, 2026
Property Address	22 FRANK ST, PUTNAM, CT 06260-1710
Document Number	0000001583
Book / Page	880 / 620
Instrument Date	Sep 25, 2026
Instrument	20261583
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FRANK ST, PUTNAM, CT 06260-1710

Mortgage

Document Number	0000001583,
Date	Sep 30, 2026
Book Page	880/620
Instrument	20261583

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	22 FRANK ST, PUTNAM, CT 06260-1710
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000841-555
Date	May 21, 2021
Book Page	841/555
Instrument	1048

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Frank St was $5,103.

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00	$201,300 Land $23,700 Building $177,600	$140,910 Land $16,590 Building $124,320
2024	$5,103.00 (+16.16%)
2023	$4,393.00 (+3.58%)	$138,200 (-) Land $18,600 Building $119,600
2022	$4,241.00	$138,200 Land $18,600 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Frank St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Frank St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frank St

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