22 Forest St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 22 Forest St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,626 sqft · built 1887
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Jul 2022)
Tax Bill	$14,342 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03201-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`13-03201-0000-00030`
Alternative APN	`130320100030`

Interior

Stories	2 Stories
Building Area	2,626 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	250 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130320100030
Street Address	22 FOREST ST
City	MONTCLAIR
State	NJ
Zip	07042-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X250 IRR
Legal Block	3201
Legal Lot Number	30
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3004
Census Tract	16800

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 FOREST ST, MONTCLAIR, NJ 07042-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit UNITED NATIONS FCU
Jul 25, 2022	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	202269679
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	22 FOREST ST, MONTCLAIR, NJ 07042-3501
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083179
Date	Sep 12, 2022
Instrument	2022083179

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 25, 2022
Property Address	22 FOREST ST, MONTCLAIR, NJ 07042-3501
Document Number	0000069679
Instrument Date	Jul 18, 2022
Instrument	2022069679
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ALL COUNTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 CLAREMONT AVE, 303, MONTCLAIR, NJ 07042-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FOREST ST, MONTCLAIR, NJ 07042-3501

Mortgage

Document Number	0000069680
Date	Jul 25, 2022
Instrument	2022069680

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,900 (-) Land $212,700 Building $195,200	$407,900 (-) Land $212,700 Building $195,200
2025	$14,342.00 (+3.33%)	$407,900 (-) Land $212,700 Building $195,200	$407,900 (-) Land $212,700 Building $195,200
2024	$13,880.00 (+5.46%)
2023		$407,900 Land $212,700 Building $195,200	$407,900 Land $212,700 Building $195,200
2022	$13,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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