22 Forest St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 22 Forest St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage952 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$144,900 (2017)
Tax Bill$3,000.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:033 B:0000 L:0006

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area952 sqft Living Area
Basement Area952 sqft Basement
Unfinished Basement952 sqft Unfinished
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1988
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,405 sqft (0.17 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address22 FOREST ST
CityAYER
StateMA
Zip01432-1644
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number6
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup4
Census Block4011
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:033 B:0000 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22 FOREST ST, AYER, MA 01432-1644
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
SIGNATURE FCU
Apr 20, 2023Deed of Trust, Mortgage · Stand Alone Refinance
ROCKET MORTGAGE
Mar 09, 2018Deed of Trust, Mortgage
HANSCOM FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2017 · Amount on Record
Deed SaleMay 31, 2017 · Amount on Record
Prior SaleAug 23, 2016 · Amount on Record
Deed Book / Page69357 / 16
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address22 FOREST ST, AYER, MA 01432-1644
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084768-297
DateOct 22, 2025
Book Page84768/297
Instrument128255
Lender
NameSIGNATURE FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address22 FOREST ST, AYER, MA 01432-1644
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081444-83
DateApr 20, 2023
Book Page81444/83
Instrument39509
Lender
NameROCKET MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address22 FOREST ST, AYER, MA 01432-1644
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070715-372
DateMar 09, 2018
Book Page70715/372
Instrument32127
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,000.00 (+11.19%)$250,800 (+15.47%) Land $109,400 Building $141,400$387,410 (+1.29%)
2024$382,470
2023$2,698.00$217,200 Land $102,900 Building $114,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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