22 Flat Rd, Bethel, ME 04217 Property Records

Oxford County and Bethel Town property record for 22 Flat Rd, Bethel, ME 04217

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,284 sqft · built 1940
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Tax Bill$2,312 (2025)
Deeds & MortgagesDec 2022 Refinance
Dec 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNBETL M:28 L:027

Property Details

APN / Parcel Number

Primary APNBETL M:28 L:027
Alternative APN
  • 3684

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,284 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area23,958 sqft (0.55 acres)

Location & Zoning

Account Number3684
Street Address22 FLAT RD
CityBETHEL
StateME
Zip04217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number27
JurisdictionBETHEL ME
Township / Civil DivisionBETHEL
Census Block Group2
Census Block2016
Census Tract965900

Owner

Source: Oxford County and Bethel Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 83, WEST BETHEL, ME 04286-0083
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NORWAY SAVINGS BANK
Dec 13, 2022Other, Transfer
May 3, 2019Deed of Trust, Mortgage · Line of Credit
NORWAY SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBETHEL ME
Property Address22 FLAT RD, BETHEL, ME 04217
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018086
DateDec 15, 2022
Book Page5732/712
Instrument18086
Lender
NameNORWAY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2022: Other, Transfer

Document TypeOther
JurisdictionBETHEL ME
Recording DateDec 13, 2022
Property Address22 FLAT RD, BETHEL, ME 04217
Document Number0000018012
Book / Page5732 / 497
Instrument DateDec 9, 2022
Instrument18012
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address22 FLAT RD, BETHEL, ME 04217

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBETHEL ME
Property Address22 FLAT RD, BETHEL, ME 04217-3027
Document Number0054610589
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 FLAT RD BETHEL ME 04217, BETHEL, ME 04217

Mortgage

Document Number0054610589
DateMay 8, 2019
Book Page005461/000589
Instrument4577
Lender
NameNORWAY SVGS BK
TypeFederal Savings Bank
AddressNORWAY, ME 04268
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oxford County and Bethel Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyOxford County
County SubdivisionBethel Town
Unified School DistrictSchool Administrative District 44 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,312.00 (+22.98%)$215,700 (+48.04%) Land $51,100 Building $164,600
2023$1,880.00 (+5.44%)$145,700 (-) Land $34,500 Building $111,200
2022$1,783.00$145,700 Land $34,500 Building $111,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1986–2024)
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Oxford West Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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