22 Flagg St, Putnam, CT 06260 Property Records

Putnam Town property record for 22 Flagg St, Putnam, CT 06260

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 2,024 sqft · built 1961
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2020)
Tax Bill	$8,224 (2025)
Deeds & Mortgages	May 2026 Second Mortgage Aug 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:016 B:050 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:050 L:00`
Alternative APNs	`PUTN M:012 L:190 U:000` `1740`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	4,768 sqft
Basement Area	1,288 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1740
Street Address	22 FLAGG ST
City	PUTNAM
State	CT
Zip	06260-2006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Lot Number	190
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2005
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 FLAGG ST, PUTNAM, CT 06260-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Feb 22, 2022	Warranty Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Apr 13, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Mar 10, 2003 · Amount on Record
Deed Document Number	2020416
Deed Book / Page	831 / 809
Prior Transfer Date	Mar 25, 2020
Prior Transfer Doc	000831-809
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Recording Date	May 6, 2026
Property Address	22 FLAGG ST, PUTNAM, CT 06260-2006
Document Number	000877-643
Book / Page	877 / 643
Instrument Date	May 1, 2026
Instrument	2026832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FLAGG ST, PUTNAM, CT 06260-2006

Mortgage

Document Number	0000000832,
Date	May 6, 2026
Book Page	877/643
Instrument	2026832

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	22 FLAGG ST, PUTNAM, CT 06260-2006
Transaction Type	Mortgage
Record Updated	Sep 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000865-215
Date	Aug 19, 2024
Book Page	865/215
Instrument	1151

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Feb 22, 2022
Property Address	22 FLAGG ST, PUTNAM, CT 06260-2006
Document Number	000848-847
Book / Page	848 / 847
Instrument Date	Feb 16, 2022
Instrument	268
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 FLAGG ST, PUTNAM, CT 06260-2006

Mortgage

Document Number	0000000269
Date	Feb 22, 2022
Instrument	269

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Apr 13, 2020
Property Address	22 FLAGG ST, PUTNAM, CT 06260-2006
Document Number	831-809
Book / Page	000831 / 000809
Instrument Date	Mar 25, 2020
Instrument	416
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 COOK HILL RD DANIELSON CT 062391504, DANIELSON, CT 06239-1504

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,224.00	$324,400 (+58.71%) Land $26,200 Building $298,200	$227,080 Land $18,340 Building $208,740
2024	$8,224.00 (+26.56%)
2023	$6,498.00 (+3.59%)	$204,400 (-) Land $20,400 Building $184,000
2022	$6,273.00	$204,400 Land $20,400 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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