22 First St, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 22 First St, Mission Viejo, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 2000
Lot Size	0.056 acres (2,448 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Sep 2014)
Tax Bill	$9,737 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`759-362-48`

Property Details

APN / Parcel Number

Primary APN	`759-362-48`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,860 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	2,448 sqft (0.056 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	22 FIRST ST
City	LADERA RANCH
State	CA
Zip	92694-0411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15888 BLK LOT 42
Legal Subdivision	MAP 15888
Legal Tract	15888
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1013
Census Tract	32057

Owner

22 First St is owned and occupied by an individual who bought it in September 2014.

Source: Orange County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	22 FIRST ST, LADERA RANCH, CA 92694-0411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEA COUNTRY MORTGAGE INC
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEA COUNTRY MORTGAGE INC
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEA COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2014 · Amount on File
Deed Sale	Sep 29, 2014 · Amount on File
Prior Sale	Apr 14, 2004 · Amount on File
Deed Document Number	2014394443
Prior Transfer Date	Feb 22, 2002
Prior Transfer Doc	0000179335
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2026
Property Address	22 FIRST ST, LADERA RANCH, CA 92694-0411
Document Number	0000245466
Instrument Date	Aug 24, 2026
Instrument	2026245466
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	22 FIRST ST, LADERA RANCH, CA 92694-0411

Mortgage

Document Number	0000245466,
Date	Aug 31, 2026
Instrument	2026245466

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2056

Interest

Rate	7%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 FIRST ST, MISSION VIEJO, CA 92694-0411
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000511995
Date	Nov 28, 2017
Instrument	2017000511995

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 FIRST ST, MISSION VIEJO, CA 92694-0411
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000542322
Date	Dec 18, 2017
Instrument	2017000542322

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 FIRST ST, MISSION VIEJO, CA 92694-0411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL CO TORRANC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492326
Date	Nov 25, 2019
Instrument	2019000492326

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 FIRST ST, MISSION VIEJO, CA 92694-0411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FIRST ST, LADERA RANCH, CA 92694-0411

Mortgage

Document Number	0000321771
Date	Jul 8, 2020
Instrument	2020000321771

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 FIRST ST, MISSION VIEJO, CA 92694-0411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FIRST ST, LADERA RANCH, CA 92694-0411

Mortgage

Document Number	0000016116
Date	Jan 8, 2021
Instrument	2021000016116

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22 First St was $9,737 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$772,304 (+2%) Land $534,257 Building $238,047
2025	$9,737.00 Homeowner's exemption	$757,161 Land $523,781 Building $233,380
2023	$9,437.00 (+1.59%) Homeowner's exemption	$727,760 Land $503,442 Building $224,318
2022	$9,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 First St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on First St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures