York County and Saco City property record for 22 Ferry Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,742 sqft · built 2004 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Jun 2025) |
| Tax Bill | $8,219 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0105R |
| Primary APN | G0105R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 4,241 sqft |
| 1st Floor Area | 870 sqft |
| Basement Area | 871 sqft |
| Unfinished Basement | 871 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | G0105R |
|---|---|
| Street Address | 22 FERRY LN |
| City | SACO |
| State | ME |
| Zip | 04072-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 2 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5400 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 BIRCH HILL LN, 101, SACO, ME 04072-3261 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Nov 5, 2018 | Deed of Trust, Mortgage SACO & BIDDEFORD SAVS |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Jun 10, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2021 |
| Deed Document Number | 20252025017142 |
| Deed Book / Page | 19669 / 848 |
| Transfer Doc | 16056-0884 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 22 FERRY LN, SACO, ME 04072-3013 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0194240652 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 19424/652 |
| Instrument | 2024011903 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 22 FERRY LN, SACO, ME 04072-3013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190390104 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 19039/104 |
| Instrument | 2022023414 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 22 FERRY LN, SACO, ME 04072-3013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0178370232 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 17837/0232 |
| Instrument | 2018046709 |
| Name | SACO & BIDDEFORD SAVS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 21, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 22 FERRY LN, SACO, ME 04072-3013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183980866 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 18398/866 |
| Instrument | 2020049319 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 22 FERRY LN, SACO, ME 04072-3013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188570825 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 18857/825 |
| Instrument | 2021064296 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jun 10, 2021 |
| Property Address | 22 FERRY LN, SACO, ME 04072-3013 |
| Document Number | 0186940783 |
| Book / Page | 18694 / 783 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021033082 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 FERRY LN, SACO, ME 04072-3013 |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,219.00 (+0.15%) | $578,800 (-0.91%) Land $160,900 Building $417,900 | |
| 2024 | $8,207.00 (+7.06%) | $584,100 (+39.67%) Land $160,900 Building $423,200 | $616,075 |
| 2022 | $7,666.00 | $418,200 Land $122,800 Building $295,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 3 condo units |
| Nearby Flood Claims | 216 (1978–2024) |
| Claims Outside the SFHA | 42 of 216 |
| Most Recent Claim | Apr 2024 · Severe Winter Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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