Bergen County and Ramsey Borough property record for 22 Fabio Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,388 sqft · built 1965 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $661,000 (Oct 2022) |
| Tax Bill | $14,880 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04803-0000-00030 |
| Primary APN | 48-04803-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 150 ft deep x 84 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 22 FABIO DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.289AC |
| Legal Block | 4803 |
| Legal Lot Number | 30 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 44202 |
22 Fabio Dr is owned and occupied by two individuals who bought it in October 2022.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 13, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Oct 20, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jul 3, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Prior Sale | Jul 3, 2019 · Amount on File |
| Deed Document Number | 2022101479 |
| Deed Book / Page | 4840 / 1834 |
| Prior Transfer Date | Oct 13, 2022 |
| Prior Transfer Doc | 0049050729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 13, 2023 |
| Property Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Document Number | 0049050729 |
| Book / Page | 4905 / 729 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2023003963 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2022 |
| Property Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Document Number | 0048401834 |
| Book / Page | 4840 / 1834 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022101479 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,831.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 WHITE OAK CT, 6, MONTVALE, NJ 07645-2018 |
| Name | Verified Name |
|---|---|
| Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Document Number | 2022101480 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022101480 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037991813 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 3799/1813 |
| Instrument | 20-113344 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 3, 2019 |
| Property Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
| Document Number | 0032850158 |
| Book / Page | 3285 / 158 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 19-042672 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 FABIO DR, RAMSEY, NJ 07446-1929 |
The 2025 property tax bill for 22 Fabio Dr was $14,880, down 6.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760,600 (+5.24%) Land $443,400 Building $317,200 | $760,600 (+5.24%) Land $443,400 Building $317,200 | |
| 2025 | $14,880.00 (-6.51%) | $722,700 Land $408,400 Building $314,300 | $722,700 Land $408,400 Building $314,300 |
| 2024 | $15,916.00 | ||
| 2023 | $564,000 Land $303,900 Building $260,100 | $564,000 Land $303,900 Building $260,100 | |
| 2022 | $13,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Fabio Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Fabio Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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