22 Euclid Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 22 Euclid Ave, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 941 sqft · built 1938
Lot Size0.143 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$44,000 (Nov 2017)
Tax Bill$4,225 (2026)
Deeds & MortgagesNov 2020 Line of Credit
Mar 2018 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN110200 86.34-01-09.000

Property Details

APN / Parcel Number

Primary APN110200 86.34-01-09.000
Alternative APN
  • 020008603400010090000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area941 sqft Living Area
1st Floor Area941 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area310 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22 EUCLID AVE
CityCORTLAND
StateNY
Zip13045-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal SubdivisionHENRY TRACT
Legal Block1
Legal Lot Number9.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2000
Census Tract970500

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1564 STATE ROUTE 392, CORTLAND, NY 13045-9578
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · Line of Credit
FARM CREDIT SVCS
Mar 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 3, 2017Grant Deed, Transfer
May 24, 2017Deed in Lieu of Foreclosure, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Prior SaleNov 8, 2013 · Amount on Record
Deed Document Number20175378
Prior Transfer DateJun 27, 2002
Prior Transfer Doc2002003673
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address22 EUCLID AVE, CORTLAND, NY 13045-1202
Document Number0000005707
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1564 STATE ROUTE 392 CORTLAND NY 130459578, CORTLAND, NY 13045-9578

Mortgage

Document Number0000005707
DateNov 23, 2020
Instrument5707
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressHOMER, NY 13077
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateMar 19, 2018
Property Address22 EUCLID AVE, CORTLAND, NY 13045-1202
Document Number0000001888
Instrument DateMar 16, 2018
Instrument1888
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1564 STATE ROUTE 392 CORTLAND NY 130459578, CORTLAND, NY 13045-9578

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCORTLAND NY
Recording DateNov 3, 2017
Property Address22 EUCLID AVE, CORTLAND, NY 13045-1202
Document Number0000005378
Instrument DateOct 6, 2017
Instrument5378
Transaction TypeTransfer
Record UpdatedDec 6, 2017

Transaction

AmountAmount Recorded
Tax$176.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1564 STATE ROUTE 392 CORTLAND NY 130459578, CORTLAND, NY 13045-9578

May 2017: Deed in Lieu of Foreclosure, Transfer

Document TypeDeed in Lieu of Foreclosure
JurisdictionCORTLAND NY
Recording DateMay 24, 2017
Property Address22 EUCLID AVE, CORTLAND, NY 13045-1202
Document Number0000002373
Instrument DateMay 18, 2017
Instrument2373
Transaction TypeTransfer
Record UpdatedJul 4, 2017

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,225.00 (+61.94%)
2025$2,609.00 (+18.43%)$110,000 (+76.28%) Land $13,700 Building $96,300$113,402 (+32.67%) Land $14,124 Building $99,278
2023$2,203.00$62,400 Land $9,600 Building $52,800$85,479 Land $13,151 Building $72,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims14 (1981–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimMar 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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