22 Ensign Spence, Williamsburg, VA 23185 Property Records

James City County property record for 22 Ensign Spence, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,458 sqft · built 1976
Lot Size	0.932 acres (40,598 sqft)
Owner	Individual Name on Record
Last Sale	$759,000 (Jun 2023)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-2 11-0-0007`

Property Details

APN / Parcel Number

Primary APN	`50-2 11-0-0007`
Alternative APN	`14427`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,458 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	40,598 sqft (0.932 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	250 sqft
Deck Area	526 sqft
Patio Area	526 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	14427
Street Address	22 ENSIGN SPENCE
City	WILLIAMSBURG
State	VA
Zip	23185-5561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-7 HAMPTON KEY
Legal Subdivision	KINGSMILL
Legal Lot Number	7
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1015
Census Tract	80103

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Nov 25, 2016	Loan Modification, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	202305904
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 14, 2023
Property Address	22 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561
Document Number	0202305904
Instrument Date	Jun 8, 2023
Instrument	202305904
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	PENINSULAR TITLE COMPANY INC, PENINSULA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561

Mortgage

Document Number	0202305905
Date	Jun 14, 2023
Instrument	202305905

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	22 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202208518
Date	May 27, 2022
Instrument	202208518

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JAMES CITY VA
Property Address	22 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561
Document Number	0000000339
Instrument Date	Nov 25, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ENSIGN SPENCE WILLIAMSBURG VA 231855561, WILLIAMSBURG, VA 23185-5561

Mortgage

Document Number	0000000339
Date	Jan 11, 2017
Instrument	339

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (+6.4%)	$626,800 (+8.35%) Land $153,900 Building $472,900	$626,800 (+8.35%) Land $153,900 Building $472,900
2024	$4,889.00 (+1.83%)
2023	$4,801.00	$578,500 Land $146,500 Building $432,000	$578,500 Land $146,500 Building $432,000
2022	$4,801.00 (+20.51%)
2019	$3,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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