22 Enclave Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 22 Enclave Dr, Winter Haven, FL 33884

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,368 sqft · built 1996
Lot Size0.051 acres (2,217 sqft)
Owner2 Individual Names on Record
Last Sale$169,000 (Oct 2020)
Tax Bill$2,520 (2025)
Deeds & MortgagesMay 2022 Transfer
Oct 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-28-31-850501-000220

Property Details

APN / Parcel Number

Primary APN27-28-31-850501-000220
Alternative APNs
  • 312827850501000220
  • 12827000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,830 sqft
1st Floor Area1,368 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area2,217 sqft (0.051 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchEnclosed/Unfinished Porch
Porch Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address22 ENCLAVE DR
CityWINTER HAVEN
StateFL
Zip33884-1326
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCYPRESSWOOD ENCLAVE PHASE ONE PB 100 PGS 13 & 14 LOT 22
Legal Range27E
Legal Township28S
Legal Section31
Legal SubdivisionCYPRESSWOOD ENCLAVE PHASE ONE
Legal Phase1
Legal Tract850501
Legal Block2
Legal Lot Number22
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2064
Census Tract14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Intrafamily Transfer, Transfer
Oct 27, 2020Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MTG
Feb 19, 2019Correction Deed, Transfer
INTEGRITY FIRST TITLE
Jan 7, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jan 3, 2020Warranty Deed, Transfer
INTEGRITY FIRST TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleJan 7, 2019 · Amount on Record
Deed Document Number2020227860
Deed Book / Page11430 / 1724
Last Transfer DateApr 30, 2022
Transfer Doc0000127789
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMay 10, 2022
Property Address22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326
Document Number0000127789
Book / Page12247 / 666
Map ReferenceMB 100 PG 13
Instrument DateApr 30, 2022
Instrument2022127789
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22 EACIAVE DR, 22, WINTER HAVEN, FL 33884

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 EDGEWATER DR, WINTER HAVEN, FL 33884-3008

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 27, 2020
Property Address22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326
Document Number0114301724
Book / Page011430 / 001724
Instrument DateOct 23, 2020
Instrument227860
Transaction TypeTransfer
Record UpdatedNov 9, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,183.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 ENCLAVE DR WINTER HAVEN FL 338841326, WINTER HAVEN, FL 33884-1326

Mortgage

Document Number114301726
DateOct 27, 2020
Book Page011430/001726
Instrument227861
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

February 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateFeb 19, 2019
Property Address22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326
Document Number0107542053
Book / Page010754 / 002053
Instrument DateFeb 7, 2019
Instrument33853
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyINTEGRITY FIRST TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3211 HERON CV WINTER HAVEN FL 338842873, WINTER HAVEN, FL 33884-2873

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 7, 2019
Property Address22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326
Document Number0107170339
Book / Page010717 / 000339
Instrument DateJan 4, 2019
Instrument3676
Transaction TypeTransfer
Record UpdatedJan 22, 2019
Title CompanyINTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3211 HERON CV WINTER HAVEN FL 338842873, WINTER HAVEN, FL 33884-2873

Mortgage

Document Number107170341
DateJan 7, 2019
Book Page010717/000341
Instrument3677
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 6, 2049

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 3, 2020
Property Address22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326
Document Number0110951691
Book / Page011095 / 001691
Instrument DateJan 4, 2019
Instrument1359
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyINTEGRITY FIRST TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 ENCLAVE DR WINTER HAVEN FL 338841326, WINTER HAVEN, FL 33884-1326

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,800 (+2.61%) Land $100 Building $196,700$196,800 (-1.35%) Land $100 Building $196,700
2025$2,520.00 (-5.62%)$191,797 (+6.55%)$199,500 (+10.83%) Land $100 Building $199,400
2023$2,670.00 (+9.92%)$180,000 (+14.65%) Land $100 Building $179,900$180,000 (+14.65%) Land $100 Building $179,900
2022$2,429.00$157,000 Land $100 Building $156,900$157,000 Land $100 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 105 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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