Polk County property record for 22 Enclave Dr, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,368 sqft · built 1996 |
| Lot Size | 0.051 acres (2,217 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,000 (Oct 2020) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | May 2022 Transfer Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-31-850501-000220 |
| Primary APN | 27-28-31-850501-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,830 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,217 sqft (0.051 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|
| Street Address | 22 ENCLAVE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CYPRESSWOOD ENCLAVE PHASE ONE PB 100 PGS 13 & 14 LOT 22 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CYPRESSWOOD ENCLAVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 850501 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Intrafamily Transfer, Transfer |
| Oct 27, 2020 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG |
| Feb 19, 2019 | Correction Deed, Transfer INTEGRITY FIRST TITLE |
| Jan 7, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jan 3, 2020 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Jan 7, 2019 · Amount on Record |
| Deed Document Number | 2020227860 |
| Deed Book / Page | 11430 / 1724 |
| Last Transfer Date | Apr 30, 2022 |
| Transfer Doc | 0000127789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 10, 2022 |
| Property Address | 22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0000127789 |
| Book / Page | 12247 / 666 |
| Map Reference | MB 100 PG 13 |
| Instrument Date | Apr 30, 2022 |
| Instrument | 2022127789 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 EACIAVE DR, 22, WINTER HAVEN, FL 33884 |
| Name | Verified Name |
|---|---|
| Address | 1018 EDGEWATER DR, WINTER HAVEN, FL 33884-3008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0114301724 |
| Book / Page | 011430 / 001724 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 227860 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 ENCLAVE DR WINTER HAVEN FL 338841326, WINTER HAVEN, FL 33884-1326 |
| Document Number | 114301726 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 011430/001726 |
| Instrument | 227861 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 19, 2019 |
| Property Address | 22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0107542053 |
| Book / Page | 010754 / 002053 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 33853 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | INTEGRITY FIRST TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3211 HERON CV WINTER HAVEN FL 338842873, WINTER HAVEN, FL 33884-2873 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 7, 2019 |
| Property Address | 22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0107170339 |
| Book / Page | 010717 / 000339 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 3676 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3211 HERON CV WINTER HAVEN FL 338842873, WINTER HAVEN, FL 33884-2873 |
| Document Number | 107170341 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 010717/000341 |
| Instrument | 3677 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 22 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0110951691 |
| Book / Page | 011095 / 001691 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 1359 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 ENCLAVE DR WINTER HAVEN FL 338841326, WINTER HAVEN, FL 33884-1326 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,800 (+2.61%) Land $100 Building $196,700 | $196,800 (-1.35%) Land $100 Building $196,700 | |
| 2025 | $2,520.00 (-5.62%) | $191,797 (+6.55%) | $199,500 (+10.83%) Land $100 Building $199,400 |
| 2023 | $2,670.00 (+9.92%) | $180,000 (+14.65%) Land $100 Building $179,900 | $180,000 (+14.65%) Land $100 Building $179,900 |
| 2022 | $2,429.00 | $157,000 Land $100 Building $156,900 | $157,000 Land $100 Building $156,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures