Middlesex County and Townsend Town property record for 22 Emery Rd, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,237 sqft · built 1976 |
| Lot Size | 0.463 acres (20,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Nov 2017) |
| Tax Bill | $5,738 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance May 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:0016 B:0049 L:0008 |
| Primary APN | TOWN M:0016 B:0049 L:0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,237 sqft Living Area |
| Gross Area | 3,482 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 619 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 20,181 sqft (0.463 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 22 EMERY RD |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 49 |
| Legal Lot Number | 8 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 301102 |
Source: Middlesex County and Townsend Town records · APN TOWN M:0016 B:0049 L:0008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 EMERY RD, TOWNSEND, MA 01469-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Nov 09, 2017 | Quit Claim Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2017 · Amount on Record |
| Deed Sale | Nov 09, 2017 · Amount on Record |
| Prior Sale | Jul 03, 2003 · Amount on Record |
| Deed Book / Page | 70212 / 359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 22 EMERY RD, TOWNSEND, MA 01469-1271 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 079860-343 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 79860/343 |
| Instrument | 43049 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 22 EMERY RD, TOWNSEND, MA 01469-1271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72594-11 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 72594/11 |
| Instrument | 61702 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Nov 09, 2017 |
| Property Address | 22 EMERY RD, TOWNSEND, MA 01469-1271 |
| Document Number | 70212-359 |
| Book / Page | 70212 / 359 |
| Instrument | 182875 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22 EMERY RD, TOWNSEND, MA 01469-1271 |
| Investor | Possibly a Property Investor |
| Document Number | 702120362 |
|---|---|
| Date | Nov 09, 2017 |
| Instrument | 70212/0362 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 09, 2047 |
Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,738.00 (+2.76%) | $395,200 (+1.99%) Land $90,700 Building $304,500 | $459,895 (+35%) |
| 2024 | $5,584.00 (+6.06%) | $387,500 (+12.32%) Land $90,700 Building $296,800 | $340,670 |
| 2023 | $5,265.00 | $345,000 Land $78,300 Building $266,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1984–2018) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 146 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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