22 Emerald St, Melbourne, FL 32904 Property Records

Brevard County property record for 22 Emerald St, Melbourne, FL 32904

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 2003
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Jun 2025)
Tax Bill$2,048 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-36-02-01-B-28

Property Details

APN / Parcel Number

Primary APN28-36-02-01-B-28
Alternative APNs
  • 28-36-02-01-0000B.0-0028.00
  • 2800815

Interior

Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeCarport
Garage Area770 sqft
CarportCarport
Carport Area770 sqft
Deck Area160 sqft
Patio Area48 sqft

Location & Zoning

Account Number2800815
Street Address22 EMERALD ST
CityMELBOURNE
StateFL
Zip32904-1965
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionACRES OF DIAMONDS LOT 28 BLK B
Legal Range36E
Legal Township28S
Legal Section02
Legal SubdivisionACRES OF DIAMONDS
Legal BlockB
Legal Lot Number28
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1027
Census Tract64601

Owner

Source: Brevard County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2190 MICHIGAN ST, MELBOURNE, FL 32904-6129
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 24, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleMar 24, 2021 · Amount on Record
Deed Document Number2025119059
Deed Book / Page10359 / 1316
Prior Transfer DateDec 5, 2003
Prior Transfer Doc0000393593
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 13, 2025
Property Address22 EMERALD ST, MELBOURNE, FL 32904-1965
Document Number0103591316
Book / Page10359 / 1316
Map ReferenceMB 17 PG 129
Instrument DateJun 3, 2025
Instrument2025119059
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 EMERALD ST, WEST MELBOURNE, FL 32904-1965

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 MICHIGAN ST, MELBOURNE, FL 32904-6129

Mortgage

Document Number0103591318
DateJun 13, 2025
Instrument10359/1318
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 24, 2021
Property Address22 EMERALD ST, MELBOURNE, FL 32904-1965
Document Number0090622478
Book / Page9062 / 2478
Map ReferenceMB 17 PG 129
Instrument DateMar 23, 2021
Instrument2021075241
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$997.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2315 GRANT RD, 2315, GRANT, FL 32949-8106

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 EMERALD ST, WEST MELBOURNE, FL 32904-1965

Mortgage

Document Number90622479
DateMar 24, 2021
Instrument9062/2479
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,390 (-8.87%)$146,390 (-8.87%)
2025$2,048.00 (+3.17%)$160,630 (-0.01%)$160,630 (-9.83%)
2023$1,985.00 (+7.88%) Homeowner's exemption$160,650 (+2.99%)$178,150 (+14.21%) Land $35,000 Building $143,150
2022$1,840.00 Homeowner's exemption$155,980 Land $30,000 Building $125,980$155,980 Land $30,000 Building $125,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA21 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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