22 Elmhurst St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 22 Elmhurst St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,168 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$154,400 (May 2020)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Oct 2022 Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:047 B:093`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:047 B:093`
Alternative APN	`4201`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,588 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4201
Street Address	22 ELMHURST ST
City	WATERVILLE
State	ME
Zip	04901-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	93
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2017
Census Tract	24201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

22 Elmhurst St is owned and occupied by an individual who bought it in May 2020.

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	22 ELMHURST ST, WATERVILLE, ME 04901-5205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Aug 14, 2017	Deed of Trust, Mortgage NEW DIMENSIONS FCU
May 18, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Deed Document Number	202010341
Deed Book / Page	13559 / 318
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	22 ELMHURST ST, WATERVILLE, ME 04901-5205
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022026419
Date	Oct 25, 2022
Book Page	14615/72
Instrument	2022026419

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	22 ELMHURST ST, WATERVILLE, ME 04901-5205
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017018423
Date	Aug 14, 2017
Book Page	12688/0021
Instrument	2017018423

Lender

Name	NEW DIMENSIONS FCU

Agreement

Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	May 18, 2020
Property Address	22 ELMHURST ST, WATERVILLE, ME 04901-5205
Document Number	2020010341
Book / Page	13559 / 318
Instrument Date	May 15, 2020
Instrument	2020010341
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MONROE ST, AUGUSTA, ME 04330-4021

Mortgage

Document Number	2020010342
Date	May 18, 2020
Instrument	2020010342

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Elmhurst St was $3,545.

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00	$208,500 Land $25,900 Building $182,600
2024			$235,220
2023	$2,933.00 (+23.34%)	$147,400 (+60.22%) Land $19,900 Building $127,500
2022	$2,378.00	$92,000 Land $15,000 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Elmhurst St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Elmhurst St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKES REGION APARTMENTS private · serves 40 people · EPA ID ME0019577
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	KENNEBEC WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elmhurst St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures