Hamilton County property record for 22 Elmhurst Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,697 sqft · built 1900 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Trust Name on File |
| Last Sale | $774,000 (Dec 2019) |
| Tax Bill | $27,284 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-0002-0016-00 |
| Primary APN | 048-0002-0016-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,697 sqft Living Area |
| 1st Floor Area | 1,743 sqft |
| 2nd Floor Area | 1,743 sqft |
| Upper Floors Area | 211 sqft |
| Attic | Attic |
| Attic Area | 1,679 sqft |
| Basement Area | 2,631 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,651 sqft (0.519 acres) |
| Lot Width | 82 ft Width |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 354 sqft |
| Patio Area | 701 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 22 ELMHURST PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-3211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 ELMHURST AVE 0.52 AC IRR LOT K ELMHURST SUB |
| Legal Subdivision | LOT K ELMHURST SUB |
| Legal Lot Number | K |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 4900 |
22 Elmhurst Pl is owner-occupied and held in a trust since December 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 22 ELMHURST PL, CINCINNATI, OH 45208-3211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Jun 16, 2020 | Loan Modification, Mortgage · Line of Credit NORTH SIDE BK |
| Dec 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on File |
| Deed Sale | Dec 30, 2019 · Amount on File |
| Prior Sale | Dec 27, 2019 · Amount on File |
| Deed Document Number | 0000114587 |
| Deed Book / Page | 14072 / 00335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 22 ELMHURST PL, CINCINNATI, OH 45208-3211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | SAFE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000054702 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 14680/822 |
| Instrument | 2022-0054702 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Max Rate | 4.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 22 ELMHURST PL, CINCINNATI, OH 45208-3211 |
| Document Number | 0000066107 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1271 HAYWARD AVE CINCINNATI OH 452084326, CINCINNATI, OH 45208-4326 |
| Document Number | 0000066107 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 014207/000984 |
| Instrument | 66107 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 30, 2019 |
| Property Address | 22 ELMHURST PL, CINCINNATI, OH 45208-3211 |
| Document Number | 0000115265 |
| Book / Page | 014073 / 001381 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 115265 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22 ELMHURST PL CINCINNATI OH 452083211, CINCINNATI, OH 45208-3211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 27, 2019 |
| Property Address | 22 ELMHURST PL, CINCINNATI, OH 45208-3211 |
| Document Number | 0000114587 |
| Book / Page | 14072 / 00335 |
| Map Reference | MB 14 PG 96 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2019-0114587 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,096.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 22 ELMHURST PL, CINCINNATI, OH 45208-3211 |
| Document Number | 0000114589 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-0114589 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Number | 0000114590 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 14072/00346 |
| Instrument | 2019-0114590 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 22 Elmhurst Pl was $27,284, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,284.00 (+3.13%) | $442,750 (-) Land $180,642 Building $262,108 | |
| 2024 | $26,456.00 (-2.21%) | $442,750 (-) Land $180,642 Building $262,108 | |
| 2023 | $27,054.00 (+46.75%) | $442,750 (+63.44%) Land $180,642 Building $262,108 | $1,265,000 Land $516,120 Building $748,880 |
| 2022 | $18,435.00 Homeowner's exemption | $270,900 Land $119,896 Building $151,004 | |
| 2020 | $774,000 Land $342,560 Building $431,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22 Elmhurst Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 Elmhurst Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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