Somerset County and Bridgewater Township property record for 22 Elmara Dr, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1997 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Dec 2014) |
| Tax Bill | $12,591 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00190-0000-00024 |
| Primary APN | 06-00190-0000-00024 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,100 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 6,882 sqft (0.158 acres) |
| Old Parcel Number | 06024080900024 |
|---|---|
| Street Address | 22 ELMARA DR |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-5669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 201 |
| Legal Subdivision | BUCKINGHAM ESTATES |
| Legal Block | 190 |
| Legal Lot Number | 24 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 50703 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 ELMARA DR, BRIDGEWATER, NJ 08807-5669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2014 · Amount on Record |
| Deed Sale | Dec 8, 2014 · Amount on Record |
| Prior Sale | Dec 8, 2014 · Amount on Record |
| Deed Book / Page | 6759 / 1733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 22 ELMARA DR, BRIDGEWATER, NJ 08807-5669 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018477 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 7443/250 |
| Instrument | 2022018477 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,800 (+5.53%) Land $287,900 Building $400,900 | $688,800 (+5.53%) Land $287,900 Building $400,900 | |
| 2025 | $12,591.00 (+0.17%) | $652,700 (+9.64%) Land $287,900 Building $364,800 | $652,700 (+9.64%) Land $287,900 Building $364,800 |
| 2024 | $12,570.00 (+12.75%) | ||
| 2023 | $595,300 Land $287,900 Building $307,400 | $595,300 Land $287,900 Building $307,400 | |
| 2022 | $11,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2002–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: AT&T.
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