22 Elm St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 22 Elm St, Worcester, MA 01608

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	1.15 acres (50,094 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Dec 2024)
Tax Bill	$586,950 (2020)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-031-24-04`

Property Details

APN / Parcel Number

Primary APN	`3-031-24-04`
Alternative APNs	`WORC M:03 B:031 L:24-04` `M:03 B:031 L:24=04`

Interior

Units	201 Units
Elevator	Elevator

Exterior

Lot Area	50,094 sqft (1.15 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	3-031-24-04
Street Address	22 ELM ST
City	WORCESTER
State	MA
Zip	01608-1713
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BG-6
Legal Block	31
Legal Lot Number	24-4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3000
Census Tract	731700

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 CHESTNUT ST, 1310, WORCESTER, MA 01608-2803
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESTNUT PL WORCESTER
Dec 31, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MASSACHUSETTS HOUSING FINANCE AGENC
Mar 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	068878-345
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	22 ELM ST, WORCESTER, MA 01608-1713
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124076
Date	Dec 31, 2024
Instrument	124076

Lender

Name	CHESTNUT PL WORCESTER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 31, 2024
Property Address	22 ELM ST, WORCESTER, MA 01608-1713
Document Number	0000124067
Instrument Date	Dec 18, 2024
Instrument	124067
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHESTNUT ST # 1310, 1310, WORCESTER, MA 01608-2803

Mortgage

Document Number	0000124075
Date	Dec 31, 2024
Instrument	124075

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENC
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000124071
Date	Dec 31, 2024
Instrument	124071

Lender

Name	LIFE INSURANCE CMNTY INV INITITATIVE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 2, 2023
Property Address	22 ELM ST, WORCESTER, MA 01608-1713
Document Number	068878-345
Book / Page	68878 / 345
Instrument Date	Feb 23, 2023
Instrument	17161
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 POST OFFICE SQ # 14TH, BOSTON, MA 02109-4603

Mortgage

Document Number	0000121537
Date	Mar 2, 2023
Instrument	121537

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$10,657,800 (-38.89%) Land $1,425,300 Building $9,232,500
2023		$17,441,700 Land $1,239,400 Building $16,202,300
2020	$586,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures