22 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 22 Elm St, Windsor Locks, CT 06096 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	1,884 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$242,500 (2010)
Tax Bill	$7,053.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`WINL M:36 B:82 L:29`
Alternative APNs	`00151900` `151900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,884 sqft Living Area
1st Floor	984 sqft 1st Floor
Basement Area	900 sqft Basement
Unfinished Basement	900 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	151900
Street Address	22 ELM ST
City	WINDSOR LOCKS
State	CT
Zip	06096-2304
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	82
Legal Lot Number	29
Jurisdiction	WINDSOR LOCKS CT
Minor Civil Division	WINDSOR LOCKS
Census Blockgroup	1
Census Block	1018
Census Tract	476100

Owner

Source: Windsor Locks Town records · APN WINL M:36 B:82 L:29

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 ELM ST, WINDSOR LOCKS, CT 06096-2304
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Prior Sale	Oct 05, 2009
Deed Book / Page	399 / 955
Transfer Doc	394-713
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	22 ELM ST, WINDSOR LOCKS, CT 06096-2304
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	503-1058
Date	Mar 16, 2021
Book Page	503/1058
Instrument	917780016

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,000 (+85.76%) Land $50,610 Building $243,390	$205,800 Land $35,427 Building $170,373
2024	$7,053.00 (+58.35%)	$158,270 (-) Land $36,540 Building $121,730
2023	$4,454.00 (+8.95%)	$158,270 (-) Land $36,540 Building $121,730
2022	$4,088.00	$158,270 Land $36,540 Building $121,730

Flood & Wildfire

22 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 09003C updated August 29, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 9th in Connecticut
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed Area	Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.