22 Ells Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 22 Ells Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,490 sqft · built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$872,000 (Apr 2025)
Tax Bill	$6,785 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:D14 P:0000013`

Property Details

APN / Parcel Number

Primary APN	`MELR M:D14 P:0000013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,490 sqft Living Area
Gross Area	2,656 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 ELLS AVE
City	MELROSE
State	MA
Zip	02176-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3002
Census Tract	336201

Owner

Source: Middlesex County and Melrose City records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 ELLS AVE, MELROSE, MA 02176-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit QUINCY CREDIT UNION
Apr 29, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Apr 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Sep 30, 1993 · Amount on Record
Deed Document Number	202544822
Deed Book / Page	84021 / 227
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	22 ELLS AVE, MELROSE, MA 02176-1343
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085366-292
Date	Mar 20, 2026
Book Page	85366/292
Instrument	30848

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	22 ELLS AVE, MELROSE, MA 02176-1343
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	079299-153
Date	Dec 7, 2021
Book Page	79299/153
Instrument	264349

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	22 ELLS AVE, MELROSE, MA 02176-1343
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	081165-127
Date	Jan 17, 2023
Book Page	81165/127
Instrument	5139

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 29, 2025
Property Address	22 ELLS AVE, MELROSE, MA 02176-1343
Document Number	084021-227
Book / Page	84021 / 227
Instrument Date	Apr 29, 2025
Instrument	44822
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 ELLS AVE, MELROSE, MA 02176-1343

Mortgage

Document Number	0000044823
Date	Apr 29, 2025
Instrument	44823

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	22 ELLS AVE, MELROSE, MA 02176-1343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72497-491
Date	Apr 24, 2019
Book Page	72497/491
Instrument	51177

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	22 ELLS AVE, MELROSE, MA 02176-1343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74725-132
Date	May 21, 2020
Book Page	74725/132
Instrument	77647

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,785.00 (+2.99%)	$685,400 (+3.32%) Land $459,000 Building $226,400	$687,610
2024	$6,588.00 (+3.58%)	$663,400 (+8.68%) Land $445,500 Building $217,900
2023	$6,360.00	$610,400 Land $405,000 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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