Schenectady County and Schenectady City property record for 22 Elder St, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 2,440 sqft Total Area |
| Lot Size | 3,400 sqft (0.078 acres) |
| Garage | Detached, 280 sqft |
| Last Sale | $110,000 (2020) |
| Tax Bill | $5,010.00 (2025) |
| Primary APN | 421500 49.60-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,440 sqft Total Area |
| 1st Floor | 1,220 sqft 1st Floor |
| 2nd Floor | 1,220 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 3,400 sqft (0.078 acres) |
| Depth X Width | 100 ft x 34 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Porch Area | 376 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 22 ELDER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STUCCO AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.60-2-4
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 STANLEY ST, SCHENECTADY, NY 12307-1610 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Nov 09, 2020 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2020 · Amount on Record |
| Deed Sale | Nov 09, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2008 · Amount on Record |
| Deed Doc Number | 202034753 |
| Deed Book / Page | 2045 / 244 |
| Prior Transfer Date | Apr 28, 2000 |
| Prior Transfer Doc | 1577000499 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 01, 2026 |
| Property Address | 22 ELDER ST, SCHENECTADY, NY 12304-1218 |
| Document Number | 0000014912 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202614912 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000014912, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 202614912 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 09, 2020 |
| Property Address | 22 ELDER ST, SCHENECTADY, NY 12304-1218 |
| Document Number | 0000034753 |
| Book / Page | 2045 / 244 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 202034753 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 65 133 ST 1ST FLOOR1ST, 109, SOUTH OZONE PARK, NY 11420 |
| Name | Verified Name |
|---|---|
| Address | 913 STANLEY ST, SCHENECTADY, NY 12307-1610 |
| Document Number | 0000034754 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 202034754 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,010.00 (+7.86%) | $75,800 (-) Land $11,400 Building $64,400 | $125,517 (+30.82%) Land $18,877 Building $106,640 |
| 2023 | $75,800 (-) Land $11,400 Building $64,400 | $95,949 (+3.8%) Land $14,430 Building $81,519 | |
| 2022 | $75,800 Land $11,400 Building $64,400 | $92,439 Land $13,902 Building $78,537 | |
| 2021 | $4,645.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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