22 Elbow St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 22 Elbow St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,546 sqft · built 1860
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jun 2022)
Tax Bill	$2,459 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2018 Sale + 2 more
APN	`2.-051-08`

Property Details

APN / Parcel Number

Primary APN	`2.-051-08`
Alternative APNs	`480111204100020150000000` `164801 112.41-2-15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	995 sqft
Upper Floors Area	551 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	9,583 sqft (0.22 acres)
Lot Width	80 ft Width
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	333 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-051-08
Street Address	22 ELBOW ST
City	MALONE
State	NY
Zip	12953-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECD BLOCK407 LOT25A
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	4
Census Block	4015
Census Tract	951400

Owner

22 Elbow St is owned and occupied by an individual who bought it in June 2022.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	22 ELBOW ST, MALONE, NY 12953-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK
Aug 23, 2018	Grant Deed, Transfer
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Deed Document Number	20223576
Prior Transfer Date	Feb 2, 2018
Prior Transfer Doc	0000000571
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jun 30, 2022
Property Address	22 ELBOW ST, MALONE, NY 12953-2307
Document Number	0000003576
Instrument Date	Jun 30, 2022
Instrument	2022-3576
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 DORAN RD, CONSTABLE, NY 12926-3215

Mortgage

Document Number	0000003577
Date	Jun 30, 2022
Instrument	2022-3577

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 23, 2018
Property Address	22 ELBOW ST, MALONE, NY 12953-2307
Document Number	0000003937
Instrument Date	Aug 20, 2018
Instrument	3937
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Tax	$88.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154 OWLS HEAD NY 129690154, OWLS HEAD, NY 12969-0154

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NY
Recording Date	Feb 5, 2018
Property Address	22 ELBOW ST, MALONE, NY 12953-2307
Document Number	0000000571
Instrument Date	Feb 2, 2018
Instrument	571
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 154 OWLS HEAD NY 129690154, OWLS HEAD, NY 12969-0154

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NY
Recording Date	Feb 5, 2018
Property Address	22 ELBOW ST, MALONE, NY 12953-2307
Document Number	0000000570
Instrument Date	Feb 2, 2018
Instrument	570
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 154 OWLS HEAD NY 129690154, OWLS HEAD, NY 12969-0154

Tax Assessment & Valuation

The 2026 property tax bill for 22 Elbow St was $2,459, down 1.2% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,459.00 (-1.17%)
2025	$2,488.00	$45,000 Land $8,000 Building $37,000	$83,333 Land $14,815 Building $68,518
2023		$45,000 Land $8,000 Building $37,000	$75,000 Land $13,333 Building $61,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 Elbow St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Elbow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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