22 Eel River Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 22 Eel River Rd, Osterville, MA 02655 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1948
Square Footage2,482 sqft Living Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$1,275,000 (2017)
Tax Bill$13,858.00 (2025)

Property Details

APN / Parcel Number

Primary APNOSTE M:116 L:089
Alternative APN
  • 56664

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,482 sqft Living Area
Gross Area6,028 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area20,038 sqft (0.46 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number56664
Street Address22 EEL RIVER RD
CityOSTERVILLE
StateMA
Zip02655-2433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number89
JurisdictionBARNSTABLE MA
Minor Civil DivisionBARNSTABLE TOWN
Census Blockgroup1
Census Block1033
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:116 L:089

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 EEL RIVER RD, OSTERVILLE, MA 02655-2433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 15, 2024Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Aug 09, 2021Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SILICON VALLEY BANK
Aug 09, 2021Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SILICON VALLEY BANK
Apr 30, 2019Deed of Trust, Mortgage · Stand Alone Refinance
UNITED BANK
Jan 09, 2017Quit Claim Arm's Length for NE States, Transfer
BOSTON PRIVATE BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2017 · Amount on Record
Deed SaleJan 09, 2017 · Amount on Record
Prior SaleJun 17, 2014
Deed Book / Page30220 / 199
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address22 EEL RIVER RD, OSTERVILLE, MA 02655-2433
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036362-247
DateMay 15, 2024
Book Page36362/247
Instrument18501
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address22 EEL RIVER RD, OSTERVILLE, MA 02655-2433
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034366-151
DateAug 09, 2021
Book Page34366/151
Instrument52462
Lender
NameSILICON VALLEY BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateSep 01, 2028
IndexLIBOR

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address22 EEL RIVER RD, OSTERVILLE, MA 02655-2433
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34366-151
DateAug 09, 2021
Book Page34366/151
Instrument52462
Lender
NameSILICON VALLEY BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateSep 01, 2028
IndexLIBOR

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address22 EEL RIVER RD, OSTERVILLE, MA 02655-2433
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31983-229
DateApr 30, 2019
Book Page31983/229
Instrument18873
Lender
NameUNITED BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 01, 2034

January 2017: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionBARNSTABLE MA
Recording DateJan 09, 2017
Property Address22 EEL RIVER RD, OSTERVILLE, MA 02655-2433
Document Number30220-199
Book / Page30220 / 199
Instrument1270
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.59
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number302200203
DateJan 09, 2017
Instrument30220/0203
Lender
NameBOSTON PRIVATE BANK & TRUST
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 09, 2047
Interest
Rate2.88%
Max Rate At Change20.1%
Max Rate2.75%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,858.00 (+3.99%)$1,713,000 (+0.39%) Land $997,400 Building $715,600$2,151,750
2024$13,326.00 (+5.18%)$1,706,300 (+12.32%) Land $997,400 Building $708,900
2023$12,670.00$1,519,200 Land $906,800 Building $612,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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