22 Ed Swift Rd, Key West, FL 33040 Property Records

Monroe County property record for 22 Ed Swift Rd, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2015
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2021)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00121270-000000`

Property Details

APN / Parcel Number

Primary APN	`00121270-000000`
Alternative APNs	`22672600121270000000` `1154997`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	60 ft deep x 35 ft wide
Porch	Unfinished Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1154997
Street Address	22 ED SWIFT RD
City	KEY WEST
State	FL
Zip	33040-5639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	22 67 26 BIG COPPITT KEY PT LOT 2 (LOT 22) OR309-6/14 OR1206-1572/73 OR1327-222 OR1327-223 OR1327-224/25 OR2378-482/83 OR2378-484ORD OR2647-2348 OR2665-641/43 OR2668-2347/48 OR2736-2394/95 OR2744-1784/86 OR3022-2231 OR3115-1690
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	BIG COPPITT KEY
Legal Lot Number	2,22
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971700

Owner

Source: Monroe County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8312 GUAM PKWY, NORFOLK, VA 23518-5945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage NAVY FCU
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	20212332355
Deed Book / Page	3115 / 1690
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	0027441784
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 28, 2021
Property Address	22 ED SWIFT RD, KEY WEST, FL 33040-5639
Document Number	0031151690
Book / Page	3115 / 1690
Instrument Date	Jul 27, 2021
Instrument	2332355
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4794 RUMMELL RD, 4794, SAINT CLOUD, FL 34771-7206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ED SWIFT RD, KEY WEST, FL 33040-5639

Mortgage

Document Number	31151692
Date	Jul 28, 2021
Instrument	3115/1692

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 18, 2020
Property Address	22 ED SWIFT RD, KEY WEST, FL 33040-5639
Document Number	0030222231
Book / Page	3022 / 2231
Instrument Date	May 15, 2020
Instrument	2266418
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,856.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9011 N CEDAR COVE RD, 9011, DUNNELLON, FL 34434-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4794 RUMMELL RD, SAINT CLOUD, FL 34771-7206

Mortgage

Document Number	0030222233
Date	May 18, 2020
Instrument	3022/2233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,846.00 (+0.56%) Homeowner's exemption	$504,549 (+0.71%) Land $231,000 Building $273,549	$504,549 (-7.98%) Land $231,000 Building $273,549
2024	$4,819.00 (+4.38%)
2023	$4,617.00 (+2.71%) Homeowner's exemption	$501,014 (+3%)	$548,278 (+12.72%) Land $294,000 Building $254,278
2022	$4,495.00 Homeowner's exemption	$486,422 Land $229,425 Building $256,997	$486,422 Land $229,425 Building $256,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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