22 Echo Woods Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 22 Echo Woods Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1984
Lot Size	0.464 acres (20,195 sqft)
Owner	2 Individual Names on File
Last Sale	$322,500 (Jan 2009)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HARW M:43 P:D10`

Property Details

APN / Parcel Number

Primary APN	`HARW M:43 P:D10`
Alternative APNs	`M:00043 B:D010 L:000` `4480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,195 sqft (0.464 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	4480
Street Address	22 ECHO WOODS RD
City	HARWICH
State	MA
Zip	02645-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	ECHO WOODS
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	2
Census Block	2026
Census Tract	11200

Owner

22 Echo Woods Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Barnstable County and Harwich Town records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 ECHO WOODS RD, HARWICH, MA 02645-3304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2009 · Amount on File
Deed Sale	Jan 14, 2009 · Amount on File
Deed Document Number	20091947
Deed Book / Page	23370 / 261
Last Transfer Date	Aug 11, 2021
Transfer Doc	34384-242
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Aug 16, 2021
Property Address	22 ECHO WOODS RD, HARWICH, MA 02645-3304
Document Number	34384-242
Book / Page	34384 / 242
Instrument Date	Aug 11, 2021
Instrument	53902
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ECHO WOODS RD, HARWICH, MA 02645

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	22 ECHO WOODS RD, HARWICH, MA 02645-3304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33158-231
Date	Aug 12, 2020
Book Page	33158/231
Instrument	40880

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22 Echo Woods Rd was $4,060, down 3.6% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (-3.59%)	$687,000 (-1.63%) Land $319,600 Building $367,400	$636,880
2024	$4,211.00 (+11.49%)	$698,400 (+22.78%) Land $351,700 Building $346,700
2023	$3,777.00	$568,800 Land $274,100 Building $294,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Echo Woods Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Echo Woods Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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