22 E Windsor Ct, Sugar Grove, IL 60554 Property Records

Kane County property record for 22 E Windsor Ct, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 1973
Lot Size	0.043 acres (1,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Jul 1999)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-15-201-023`

Property Details

APN / Parcel Number

Primary APN	`14-15-201-023`

Interior

Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	2,395 sqft
Basement Area	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	1,876 sqft (0.043 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	22 E WINDSOR CT
City	SUGAR GROVE
State	IL
Zip	60554-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 COVE
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4021
Census Tract	854504

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 E WINDSOR CT, SUGAR GROVE, IL 60554-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Aug 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 1999 · Amount on Record
Deed Sale	Jul 8, 1999 · Amount on Record
Prior Sale	Mar 29, 1996 · Amount on Record
Deed Document Number	199966673
Last Transfer Date	Aug 5, 2022
Transfer Doc	0000041256
Record Updated	Sep 20, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Aug 15, 2022
Property Address	22 E WINDSOR CT, SUGAR GROVE, IL 60554-9155
Document Number	0000041256
Instrument Date	Aug 5, 2022
Instrument	2022K041256
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	22 E WINDSOR CT, SUGAR GROVE, IL 60554-9155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034420
Date	Jul 5, 2017
Instrument	2017K034420

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	22 E WINDSOR CT, SUGAR GROVE, IL 60554-9155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037271
Date	Aug 1, 2018
Instrument	2018K037271

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	SUGAR GROVE, IL 60554

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly
Min Rate At Change	6.5%
Max Rate	18%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,399.00 (+7.72%) Homeowner's exemption Senior Citizen's exemption
2024		$95,450 (+22.21%) Land $11,315 Building $84,135	$286,465 (+22.26%) Land $33,959 Building $252,506
2022	$5,012.00 (+3.36%) Homeowner's exemption	$78,105 (+5.08%) Land $9,421 Building $68,684	$234,315 (+5.08%) Land $28,263 Building $206,052
2021	$4,849.00 Homeowner's exemption	$74,330 Land $8,966 Building $65,364	$222,990 Land $26,898 Building $196,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon, Watch TV.

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