22 E Ross St, Lancaster, PA 17602 Property Records

Lancaster County property record for 22 E Ross St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,552 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2026)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`336-35393-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-35393-0-0000`
Alternative APN	`33612K9D 3 4`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	558 sqft
Upper Floors Area	966 sqft
Basement Area	558 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Row Home
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	256 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 E ROSS ST
City	LANCASTER
State	PA
Zip	17602-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	22 E ROSS ST
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1017
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 E ROSS ST, LANCASTER, PA 17602-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 9, 2018	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Oct 30, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202632105
Prior Transfer Date	Feb 12, 2003
Prior Transfer Doc	0005153120
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 4, 2026
Property Address	22 E ROSS ST, LANCASTER, PA 17602-1925
Document Number	0000032105
Instrument Date	Aug 3, 2026
Instrument	202632105
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	REGAL ABSTRACT LP, REGAL ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 E ROSS ST, LANCASTER, PA 17602-1925

Mortgage

Document Number	0000032106,
Date	Aug 4, 2026
Instrument	202632106

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000032107,
Date	Aug 4, 2026
Instrument	202632107

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	22 E ROSS ST, LANCASTER, PA 17602-1925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006396049
Date	May 9, 2018
Instrument	6396049

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 4, 2023

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 30, 2020
Property Address	22 E ROSS ST, LANCASTER, PA 17602-1925
Document Number	0006556698
Instrument Date	Oct 29, 2020
Instrument	6556698
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	22 E ROSS ST, LANCASTER, PA 17602-1925

Mortgage

Document Number	0006556699
Date	Oct 30, 2020
Instrument	6556699

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+3.32%) Homeowner's exemption	$85,000 (-) Land $17,100 Building $67,900	$85,000 (-) Land $17,100 Building $67,900
2025	$3,399.00 (+1.07%)
2024	$3,363.00	$85,000 Land $17,100 Building $67,900
2018			$85,000 Land $17,100 Building $67,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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