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22 E Oxford St, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 22 E Oxford St, Valhalla, NY 10595

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,013 sqft · built 1926
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Aug 2017)
Tax Bill$11,043 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN553489 117.15-2-24

Property Details

APN / Parcel Number

Primary APN553489 117.15-2-24
Alternative APNs
  • 348911701500020240000000
  • 13129000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,013 sqft Living Area
1st Floor Area675 sqft
2nd Floor Area338 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area7,405 sqft (0.17 acres)
PorchSlab

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13129000
Street Address22 E OXFORD ST
CityVALHALLA
StateNY
Zip10595-1816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number24.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2018
Census Tract11902

Owner

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 E OXFORD ST, VALHALLA, NY 10595-1816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LUXURY MTG CORP
Oct 21, 2020Loan Modification, Mortgage · Conventional with PMI
LUXURY MTG CORP
Aug 10, 2017Bargain and Sale Deed, Transfer
TITLEVEST AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Deed Document Number2017572223062
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address22 E OXFORD ST, VALHALLA, NY 10595-1816
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E OXFORD ST, VALHALLA, NY 10595-1816

Mortgage

Document Number0653433079
DateDec 9, 2025
Instrument653433079
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address22 E OXFORD ST, VALHALLA, NY 10595-1816
Document Number0603234065
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyFIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E OXFORD ST VALHALLA NY 105951816, VALHALLA, NY 10595-1816

Mortgage

Document Number0603234065
DateNov 25, 2020
Book Page060323/004065
Lender
NameLUXURY MTG CORP
AddressSTAMFORD, CT 06901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address22 E OXFORD ST, VALHALLA, NY 10595-1816
Document Number0603234066
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyFIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E OXFORD ST VALHALLA NY 105951816, VALHALLA, NY 10595-1816

Mortgage

Document Number0603234066
DateNov 25, 2020
Book Page060323/004066
Lender
NameLUXURY MTG CORP
AddressSTAMFORD, CT 06901
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 24, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

August 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateAug 10, 2017
Property Address22 E OXFORD ST, VALHALLA, NY 10595-1816
Document Number0572223062
Instrument DateJul 26, 2017
Instrument572223062
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyTITLEVEST AGENCY

Transaction

AmountAmount Recorded
Tax$1,720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 E OXFORD ST, 10, VALHALLA, NY 10595-1816

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 HYATT AVE, YONKERS, NY 10704-3601
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictValhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,043.00
2025$4,850 (-) Land $1,100 Building $3,750$480,198 (+5.94%) Land $108,911 Building $371,287
2024$4,850 (-) Land $1,100 Building $3,750$453,271 (+5.61%) Land $102,804 Building $350,467
2023$4,850 Land $1,100 Building $3,750$429,203 Land $97,345 Building $331,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2023)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 2 claims
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENSICO WATER DISTRICT
serves 17,917 people · EPA ID NY5930082
Water SourcePurchased surface water from NEW YORK CITY SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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