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22 E Garfield St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 22 E Garfield St, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 783 sqft · built 1820
Lot Size0.166 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$600 (Aug 2024)
Tax Bill$3,146 (2024)
Deeds & MortgagesAug 2025 Transfer
Aug 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN145203 115.26-1-3

Property Details

APN / Parcel Number

Primary APN145203 115.26-1-3
Alternative APNs
  • 52031152600001003000
  • 145203 115.26-1-3.1

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area783 sqft Living Area
1st Floor Area522 sqft
Upper Floors Area261 sqft

Exterior

Year BuiltBuilt 1820
Effective Year BuiltEffective 1820
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area7,200 sqft (0.166 acres)
Lot Dimensions210 ft deep x 82 ft wide
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22 E GARFIELD ST
CityLANCASTER
StateNY
Zip14086-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC10 585 4O X 169
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number3.100
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4002
Census Tract14300

Owner

Source: Erie County and Lancaster Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 E GARFIELD ST, LANCASTER, NY 14086-2515
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2025Intrafamily Transfer, Transfer
Aug 6, 2024Bargain and Sale Deed, Transfer
Mar 15, 2023Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Dec 21, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2024 · Amount on Record
Deed SaleAug 6, 2024 · Amount on Record
Prior SaleMar 15, 2023 · Amount on Record
Deed Document Number2024129822
Deed Book / Page11434 / 3288
Last Transfer DateAug 28, 2025
Transfer Doc0114499200
Record UpdatedJun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateAug 29, 2025
Property Address22 E GARFIELD ST, LANCASTER, NY 14086-2515
Document Number0114499200
Book / Page11449 / 9200
Instrument DateAug 28, 2025
Instrument2025158106
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22 E GARFIELD ST, LANCASTER, NY 14086-2515

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E GARFIELD ST, LANCASTER, NY 14086-2515

August 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionERIE NY
Recording DateAug 6, 2024
Property Address22 E GARFIELD ST, LANCASTER, NY 14086-2515
Document Number0114343288
Book / Page11434 / 3288
Instrument DateJul 26, 2024
Instrument2024129822
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
Tax$4.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address403 MAIN ST STE 602, 602, BUFFALO, NY 14203-2112

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E GARFIELD ST, LANCASTER, NY 14086-2515

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateMar 15, 2023
Property Address22 E GARFIELD ST, LANCASTER, NY 14086-2515
Document Number0114150298
Book / Page11415 / 298
Instrument DateMar 7, 2023
Instrument2023045509
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$626.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 ENCHANTED FOREST S, LANCASTER, NY 14086

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E GARFIELD ST, LANCASTER, NY 14086-2515

Mortgage

Document Number0014085177
DateMar 15, 2023
Instrument14085/177
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateDec 21, 2021
Property Address22 E GARFIELD ST, LANCASTER, NY 14086-2515
Document Number0113931764
Book / Page11393 / 1764
Instrument DateDec 15, 2021
Instrument2021254562
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 ENCHANTED FOREST S, LANCASTER, NY 14086
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,600 (+7.42%) Land $42,400 Building $53,200$149,375 (+20.85%) Land $66,250 Building $83,125
2024$3,146.00$89,000 (-) Land $35,600 Building $53,400$123,600 (+4.13%) Land $49,440 Building $74,160
2023$89,000 (-) Land $35,600 Building $53,400$118,700 (+16.03%) Land $47,480 Building $71,220
2022$89,000 Land $35,600 Building $53,400$102,300 Land $40,920 Building $61,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Greenlight Networks, Verizon.

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