22 Downing Rd, Buffalo Grove, IL 60089 Property Records

Cook County property record for 22 Downing Rd, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,580 sqft · built 1969
Lot Size	0.2 acres (8,694 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2018)
Tax Bill	$11,842 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-116-038`

Property Details

APN / Parcel Number

Primary APN	`03-09-116-038`
Alternative APN	`03-09-116-038-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,694 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22 DOWNING RD
City	BUFFALO GROVE
State	IL
Zip	60089-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RESUBDIVISION) OF (FIRST) ADD TO (HOLLYWOOD) RIDGE ( UNIT2) A RESUB OF LTS599,627 IN SECS9-10 SEC 09-42-11
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	RESUBDIVISION OF FIRST ADD TO HOLLYWOOD
Legal Lot Number	599,6
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3002
Census Tract	802503

Owner

22 Downing Rd is owned and occupied by an individual who acquired it in May 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	22 DOWNING RD, BUFFALO GROVE, IL 60089-4354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Quit Claim Deed, Transfer NEIGHBORHOOD LOANS
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 19, 2018	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS
Oct 12, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Deed Document Number	20188049
Last Transfer Date	May 13, 2020
Transfer Doc	0000007232
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 1, 2020
Property Address	22 DOWNING RD, BUFFALO GROVE, IL 60089-4354
Document Number	2018307232
Instrument Date	May 13, 2020
Instrument	18307232
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 DOWNING RD BUFFALO GROVE IL 600894354, BUFFALO GROVE, IL 60089-4354

Mortgage

Document Number	2018307233
Date	Jul 1, 2020
Instrument	18307233

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	22 DOWNING RD, BUFFALO GROVE, IL 60089-4354
Document Number	1916549025
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 DOWNING RD BUFFALO GROVE IL 600894354, BUFFALO GROVE, IL 60089-4354

Mortgage

Document Number	1916549025
Date	Jun 14, 2019
Instrument	16549025

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 19, 2018
Property Address	22 DOWNING RD, BUFFALO GROVE, IL 60089-4354
Document Number	1810908049
Instrument Date	Apr 2, 2018
Instrument	10908049
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 DOWNING RD BUFFALO GROVE IL 600894354, BUFFALO GROVE, IL 60089-4354

Mortgage

Document Number	1810908050
Date	Apr 19, 2018
Instrument	10908050

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Oct 12, 2017
Property Address	22 DOWNING RD, BUFFALO GROVE, IL 60089-4354
Document Number	1728515019
Instrument Date	Sep 25, 2017
Instrument	28515019
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 DOWNING RD BUFFALO GROVE IL 600894354, BUFFALO GROVE, IL 60089-4354

Mortgage

Document Number	1728515019
Date	Oct 12, 2017
Instrument	28515019

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 Land $9,129 Building $35,871	$450,000 Land $91,290 Building $358,710
2023	$11,842.00 (+3.95%)
2022	$11,392.00	$36,999 Land $7,824 Building $29,175	$369,990 Land $78,240 Building $291,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Downing Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1981–2009)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Aug 2009 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Downing Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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